UNITED STATES
                           SECURITIES AND EXCHANGE COMMISSION
                                     WASHINGTON, D.C. 20549

                                              Form 13F

                                     Form 13F COVER PAGE

Report for the Calendar Year or Quarter Ended:   September 30, 2001

Check here if Amendment [X ]: Amendment Number:   1

This Amendment (Check only one): [X] is a restatement

                                [  ] adds new holdings entries

Institutional Investment Manager Filing this Report:

Name:       First Commonwealth Financial Corporation
Address:   22 North Sixth Street
           Indiana, PA, 15701

Form 13F File Number:28-05151

The institutional investment manager filing this report and the person
by whom it is signed hereby represent that the person signing the report is
authorized to submit it, that all information contained herein is true,
correct and complete, and it is understood that all required items,
statements, schedules, lists, and tables, are considered integral parts of
this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:      John J. Dolan
Title:     Executive Vice President and Chief Financial Officer
Phone:     (724) 349-7220

Signature,Place, and Date of Signing:

/s/ John. J. Dolan

John J. Dolan,     Indiana, PA,  November 9, 2001

Report Type(check only one) :

     [x] 13F HOLDINGS REPORT (Check here if all holdings of this reporting
                     manager are reported in this report

     [ ] 13F NOTICE (Check here if no holdings reported are in this report,
        and all holdings are reported by other reporting manager(s))

     [ ] 13F COMBINATION REPORT (Check here if a portion of the holdings
         for this reporting manager are reported in this report and a
         portion are reported by other reporting manager(s).)



                                 Form 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:  1

Form 13F Information Table Entry Total: 192

Form 13F Information Table Value Total: $129,372    (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is
filed, other than the manager filing this report.

Number:   1

Form 13F File Number:28-05153

Name:    First Commonwealth Trust Company








                                            FORM 13F INFORMATION TABLE


            COLUMN  1               COL 2     COL 3     COL 4        COLUMN 5      COL 6    COL 7         COLUMN 8
                                    TITLE               MARKET
                                      OF                VALUE    SHS OR  SH/ PUT/INVESTMENT OTHER       VOTING AUTHORITY
ISSUER                              CLASS      CUSIP  (X$1000)  PRN AMT  PRN CALLDISCRETIONMANAGERS   SOLE     SHARED    NONE
                                                                                      

PARKVALE FINANCIAL CORP             Common  701492100    1,993    90,800 SH       DEFINED             90,800         0        0
IBT BANCORP INC IRWIN PA            Common  44923F108      149     5,853 SH         SOLE               5,853         0        0
NITTANY FINANCIAL CORP              Common  65480R102      100    11,000 SH         SOLE              11,000         0        0
ABBOTT LABORATORIES                 Common  002824100       21       400 SH        OTHER         1       400         0        0
ABBOTT LABORATORIES                 Common  002824100      717    13,832 SH       DEFINED        1    13,832         0        0
ALCOA INC.                          Common  013817101      127     4,100 SH        OTHER         1     4,100         0        0
ALCOA INC.                          Common  013817101      751    24,211 SH       DEFINED        1    24,211         0        0
ALLEGHENY ENERGY INC                Common  017361106       81     2,200 SH        OTHER         1     2,200         0        0
ALLEGHENY ENERGY INC                Common  017361106      200     5,454 SH       DEFINED        1     5,454         0        0
ALLSTATE CORP                       Common  020002101      234     6,262 SH        OTHER         1     6,262         0        0
ALLSTATE CORP                       Common  020002101      580    15,528 SH       DEFINED        1    15,528         0        0
ALLTEL CORP                         Common  020039103      418     7,216 SH        OTHER         1       500     6,716        0
ALLTEL CORP                         Common  020039103      394     6,802 SH       DEFINED        1     4,756     2,046        0
AMERICAN HOME PRODUCTS              Common  026609107      250     4,300 SH        OTHER         1     4,300         0        0
AMERICAN HOME PRODUCTS              Common  026609107      740    12,709 SH       DEFINED        1    12,709         0        0
AMERICAN INTERNATIONAL GROUP I      Common  026874107      108     1,381 SH        OTHER         1     1,381         0        0
AMERICAN INTERNATIONAL GROUP I      Common  026874107    1,004    12,866 SH       DEFINED        1    12,866         0        0
AMGEN INC                           Common  031162100       16       275 SH        OTHER         1       275         0        0
AMGEN INC                           Common  031162100      670    11,400 SH       DEFINED        1    11,400         0        0
ANHEUSER BUSCH COS INC              Common  035229103       50     1,200 SH        OTHER         1     1,200         0        0
ANHEUSER BUSCH COS INC              Common  035229103      826    19,725 SH       DEFINED        1    19,725         0        0
AOL TIME WARNER INC                 Common  00184A105       63     1,900 SH        OTHER         1     1,900         0        0
AOL TIME WARNER INC                 Common  00184A105      736    22,230 SH       DEFINED        1    22,230         0        0
APPLIED MATLS INC                   Common  038222105       43     1,500 SH        OTHER         1     1,500         0        0
APPLIED MATLS INC                   Common  038222105      445    15,650 SH       DEFINED        1    15,650         0        0
AT&T CORP COMMON                    Common  001957109      184     9,549 SH        OTHER         1     8,997       552        0
AT&T CORP COMMON                    Common  001957109      400    20,724 SH       DEFINED        1    20,636        88        0
AUTOMATIC DATA PROCESSING INC       Common  053015103       94     2,000 SH        OTHER         1     2,000         0        0
AUTOMATIC DATA PROCESSING INC       Common  053015103      346     7,360 SH       DEFINED        1     7,360         0        0
BANK OF AMERICA CORP                Common  060505104       58     1,000 SH        OTHER         1     1,000         0        0
BANK OF AMERICA CORP                Common  060505104      559     9,565 SH       DEFINED        1     9,565         0        0
BELLSOUTH CORP                      Common  079860102      146     3,510 SH        OTHER         1     3,510         0        0
BELLSOUTH CORP                      Common  079860102    1,231    29,633 SH       DEFINED        1    29,233       400        0
BERKSHIRE SECURITIES                Common  084991868      896     5,400 SH       DEFINED        1     5,400         0        0
BICO INC COM                        Common  088766100        3   101,100 SH       DEFINED        1   101,100         0        0
BP AMOCO PLC SPONSORED ADR          Common  055622104      462     9,395 SH        OTHER         1     7,595     1,800        0
BP AMOCO PLC SPONSORED ADR          Common  055622104    1,233    25,078 SH       DEFINED        1    25,078         0        0
BRISTOL MYERS SQUIB                 Common  110122108       67     1,200 SH        OTHER         1     1,200         0        0
BRISTOL MYERS SQUIB                 Common  110122108      862    15,509 SH       DEFINED        1    15,509         0        0
CHEVRON CORP                        Common  166751107      177     2,091 SH        OTHER         1       141     1,950        0
CHEVRON CORP                        Common  166751107      148     1,750 SH       DEFINED        1     1,750         0        0
CISCO SYSTEMS                       Common  17275R102      107     8,800 SH        OTHER         1     8,800         0        0
CISCO SYSTEMS                       Common  17275R102      616    50,587 SH       DEFINED        1    50,587         0        0
CITIGROUP INC COM                   Common  172967101       81     1,992 SH        OTHER         1     1,490       502        0
CITIGROUP INC COM                   Common  172967101      986    24,353 SH       DEFINED        1    24,353         0        0
COCA COLA CO                        Common  191216100       56     1,200 SH        OTHER         1     1,200         0        0
COCA COLA CO                        Common  191216100      399     8,512 SH       DEFINED        1     8,312       200        0
COMPAQ COMPUTER CORP                Common  204493100       39     4,683 SH        OTHER         1     4,683         0        0
COMPAQ COMPUTER CORP                Common  204493100      283    34,000 SH       DEFINED        1    34,000         0        0
CONEXANT SYSTEMS INC                Common  207142100      111    13,398 SH        OTHER         1    13,398         0        0
CONEXANT SYSTEMS INC                Common  207142100       24     2,852 SH       DEFINED        1     2,852         0        0
CORNING INC                         Common  219350105        5       600 SH        OTHER         1       600         0        0
CORNING INC                         Common  219350105      187    21,250 SH       DEFINED        1    21,250         0        0
CROWN AMERICAN REALTY TRUST         Common  228186102      155    21,860 SH       DEFINED        1    21,860         0        0
DOW CHEMICAL COMPANY                Common  260543103      278     8,490 SH        OTHER         1     8,490         0        0
DOW CHEMICAL COMPANY                Common  260543103      192     5,849 SH       DEFINED        1     5,849         0        0
DUPONT DE NEMOUR                    Common  263534109      105     2,800 SH        OTHER         1     1,000     1,800        0
DUPONT DE NEMOUR                    Common  263534109      684    18,225 SH       DEFINED        1    18,225         0        0
EL PASO CORPORATION COM             Common  28336L109      237     5,701 SH       DEFINED        1     5,701         0        0
EMBRYO DEVELOPMENT CORP COM         Common  290818103        0    15,000 SH       DEFINED        1    15,000         0        0
EMC CORP                            Common  268648102       37     3,150 SH        OTHER         1     3,150         0        0
EMC CORP                            Common  268648102      143    12,175 SH       DEFINED        1    12,175         0        0
EMERSON ELECTRIC CO                 Common  291011104      458     9,730 SH        OTHER         1     9,730         0        0
EMERSON ELECTRIC CO                 Common  291011104       14       300 SH       DEFINED        1       300         0        0
EQUITABLE RESOURCES                 Common  294549100      540    18,000 SH        OTHER         1    18,000         0        0
EQUITABLE RESOURCES                 Common  294549100       35     1,153 SH       DEFINED        1     1,153         0        0
EXXON MOBIL CORP                    Common  30231G102    2,915    73,976 SH        OTHER         1    57,830    16,146        0
EXXON MOBIL CORP                    Common  30231G102    3,122    79,233 SH       DEFINED        1    79,233         0        0
FEDERAL NATIONAL MORTGAGE ASSO      Common  313586109       96     1,200 SH        OTHER         1     1,200         0        0
FEDERAL NATIONAL MORTGAGE ASSO      Common  313586109      845    10,560 SH       DEFINED        1    10,560         0        0
FIRST COMMONWEALTH FINANCIAL        Common  319829107    4,780   383,928 SH        OTHER         1   330,118    53,810        0
FIRST COMMONWEALTH FINANCIAL        Common  319829107   21,293 1,710,254 SH       DEFINED        1 1,701,908     8,346        0
FORD MTR CO DEL COM PAR $0.01       Common  345370860       92     5,308 SH        OTHER         1     4,260     1,048        0
FORD MTR CO DEL COM PAR $0.01       Common  345370860      487    28,091 SH       DEFINED        1    28,091         0        0
FORTUNE BRANDS INC                  Common  349631101       97     2,900 SH        OTHER         1     2,900         0        0
FORTUNE BRANDS INC                  Common  349631101      132     3,932 SH       DEFINED        1     3,932         0        0
GENERAL ELECTRIC                    Common  369604103    6,506   174,885 SH        OTHER         1   171,465     3,420        0
GENERAL ELECTRIC                    Common  369604103    3,340    89,795 SH       DEFINED        1    89,795         0        0
GENERAL MILLS INC                   Common  370334104      270     5,940 SH        OTHER         1     5,940         0        0
GENERAL MILLS INC                   Common  370334104      147     3,220 SH       DEFINED        1     3,220         0        0
GENERAL MOTORS CORP                 Common  370442105      151     3,519 SH        OTHER         1     3,061       458        0
GENERAL MOTORS CORP                 Common  370442105      161     3,758 SH       DEFINED        1     3,358         0      400
GILLETTE CO                         Common  375766102        6       200 SH        OTHER         1       200         0        0
GILLETTE CO                         Common  375766102      215     7,199 SH       DEFINED        1     7,199         0        0
HARLEY DAVIDSON INC                 Common  412822108        4       100 SH        OTHER         1       100         0        0
HARLEY DAVIDSON INC                 Common  412822108      412    10,175 SH        OTHER         1    10,175         0        0
HOME DEPOT INC                      Common  437076102        4       100 SH        OTHER         1       100         0        0
HOME DEPOT INC                      Common  437076102      256     6,662 SH       DEFINED        1     6,662         0        0
INGERSOLL RAND CO                   Common  456866102      203     6,000 SH        OTHER         1     6,000         0        0
INTEL CORP                          Common  458140100      176     8,600 SH        OTHER         1     8,600         0        0
INTEL CORP                          Common  458140100    1,051    51,430 SH       DEFINED        1    51,430         0        0
INT'L BUSINESS MACHINES CORP        Common  459200101    1,423    15,515 SH        OTHER         1    15,515         0        0
INT'L BUSINESS MACHINES CORP        Common  459200101    1,315    14,332 SH       DEFINED        1    14,332         0        0
J P MORGAN CHASE & CO               Common  46625H100       43     1,260 SH        OTHER         1     1,260         0        0
J P MORGAN CHASE & CO               Common  46625H100      778    22,778 SH       DEFINED        1    22,778         0        0
JOHNSON & JOHNSON                   Common  478160104      645    11,640 SH        OTHER         1    11,240       400        0
JOHNSON & JOHNSON                   Common  478160104    1,433    25,871 SH       DEFINED        1    25,871         0        0
JUNIATA VALLEY FINANCIAL CORP.      Common  482016102      686    24,119 SH       DEFINED        1    24,119         0        0
KROGER CO                           Common  501044101      280    11,376 SH        OTHER         1    11,376         0        0
LENNAR CORP COM                     Common  526057104        4       100 SH        OTHER         1       100         0        0
LENNAR CORP COM                     Common  526057104      299     8,300 SH       DEFINED        1     8,300         0        0
LOWES COS INC                       Common  548661107      133     4,200 SH        OTHER         1     4,200         0        0
LOWES COS INC                       Common  548661107      766    24,200 SH       DEFINED        1    24,200         0        0
LUCENT TECHNOLOGIES INC             Common  549463107       51     8,815 SH        OTHER         1     8,175       640        0
LUCENT TECHNOLOGIES INC             Common  549463107      162    28,300 SH       DEFINED        1    28,224        76        0
MCDONALDS CORP                      Common  580135101       98     3,621 SH        OTHER         1     3,621         0        0
MCDONALDS CORP                      Common  580135101      444    16,370 SH       DEFINED        1    16,370         0        0
MELLON FINANCIAL CORP               Common  58551A108      318     9,845 SH        OTHER         1     5,800     4,045        0
MELLON FINANCIAL CORP               Common  58551A108    1,000    30,934 SH       DEFINED        1    30,934         0        0
MERCK & COMPANY INC                 Common  589331107    2,419    36,318 SH        OTHER         1    35,518       800        0
MERCK & COMPANY INC                 Common  589331107    2,889    43,379 SH       DEFINED        1    43,379         0        0
MERRILL LYNCH & CO                  Common  590188108      122     3,000 SH        OTHER         1     3,000         0        0
MERRILL LYNCH & CO                  Common  590188108      938    23,100 SH       DEFINED        1    23,100         0        0
MICROSOFT CORP                      Common  594918104      182     3,550 SH        OTHER         1     3,550         0        0
MICROSOFT CORP                      Common  594918104      966    18,885 SH       DEFINED        1    18,885         0        0
MINNESOTA MINING & MANUFACTURI      Common  604059105      578     5,870 SH        OTHER         1     5,770       100        0
MINNESOTA MINING & MANUFACTURI      Common  604059105      789     8,015 SH       DEFINED        1     8,015         0        0
MORGAN STANLEY DEAN WITTER DIS      Common  617446448      217     4,680 SH        OTHER         1     4,680         0        0
MOTOROLA INC.                       Common  620076109       27     1,700 SH        OTHER         1     1,700         0        0
MOTOROLA INC.                       Common  620076109      184    11,800 SH       DEFINED        1    11,800         0        0
NEW MEXICO BANQUEST                 Common  647991926       78       754 SH        OTHER         1       754         0        0
NEW MEXICO BANQUEST                 Common  647991926      749     7,207 SH       DEFINED        1     7,207         0        0
NORTH PITTSBURGH SYS INC            Common  661562108    1,362    92,420 SH        OTHER         1    72,000    20,420        0
NOVELLUS SYSTEMS INC                Common  670008101       14       500 SH        OTHER         1       500         0        0
NOVELLUS SYSTEMS INC                Common  670008101      493    17,275 SH       DEFINED        1    17,275         0        0
ORACLE CORP                         Common  68389X105       52     4,100 SH        OTHER         1     4,100         0        0
ORACLE CORP                         Common  68389X105      726    57,750 SH       DEFINED        1    57,750         0        0
P P G INDUSTRIES INC                Common  693506107    2,145    46,890 SH        OTHER         1    39,840     7,050        0
P P G INDUSTRIES INC                Common  693506107      341     7,447 SH       DEFINED        1     7,447         0        0
PEPSICO INCORPORATED                Common  713448108    1,096    22,600 SH        OTHER         1    22,200       400        0
PEPSICO INCORPORATED                Common  713448108    1,693    34,910 SH       DEFINED        1    34,910         0        0
PFIZER INC                          Common  717081103    1,072    26,742 SH        OTHER         1    26,742         0        0
PFIZER INC                          Common  717081103    3,535    88,152 SH       DEFINED        1    88,152         0        0
PHILIP MORRIS CO                    Common  718154107    1,629    33,740 SH        OTHER         1    33,740         0        0
PHILIP MORRIS CO                    Common  718154107      635    13,150 SH       DEFINED        1    13,150         0        0
PNC BANK CORP                       Common  693475105      248     4,328 SH        OTHER         1     4,328         0        0
PNC BANK CORP                       Common  693475105      641    11,205 SH       DEFINED        1    10,355         0      850
PPL CORP                            Common  69351T106      226     6,929 SH        OTHER         1     6,929         0        0
PPL CORP                            Common  69351T106      423    12,961 SH       DEFINED        1    12,961         0        0
PRAXAIR INC                         Common  74005P104      168     4,000 SH        OTHER         1     4,000         0        0
PRAXAIR INC                         Common  74005P104       58     1,391 SH       DEFINED        1     1,391         0        0
PROCTER & GAMBLE CO                 Common  742718109    1,609    22,100 SH        OTHER         1    21,900       200        0
PROCTER & GAMBLE CO                 Common  742718109    1,714    23,551 SH       DEFINED        1    23,551         0        0
PUBLIC SERV ELEC GAS                Common  744573106      284     6,680 SH        OTHER         1     6,680         0        0
PUBLIC SERV ELEC GAS                Common  744573106       47     1,104 SH       DEFINED        1     1,104         0        0
QUALCOMM INC                        Common  747525103       14       300 SH        OTHER         1       300         0        0
QUALCOMM INC                        Common  747525103      333     7,000 SH       DEFINED        1     7,000         0        0
RENT WAY INC                        Common  76009U104       53    10,000 SH       DEFINED        1    10,000         0        0
ROCKWELL COLLINS INC                Common  774341101      190    13,398 SH        OTHER         1    13,398         0        0
ROCKWELL COLLINS INC                Common  774341101       74     5,212 SH       DEFINED        1     5,212         0        0
ROCKWELL INTL CORP NEW              Common  773903109      197    13,398 SH        OTHER         1    13,398         0        0
ROCKWELL INTL CORP NEW              Common  773903109       68     4,607 SH       DEFINED        1     4,607         0        0
ROYAL DUTCH PETROLEUM NY SHS        Common  780257804       69     1,381 SH        OTHER         1     1,381         0        0
ROYAL DUTCH PETROLEUM NY SHS        Common  780257804      307     6,100 SH       DEFINED        1     6,100         0        0
S & T BANCORP INC                   Common  783859101      173     7,407 SH        OTHER         1     7,407         0        0
S & T BANCORP INC                   Common  783859101    1,640    70,102 SH       DEFINED        1    70,102         0        0
SBC COMMUNICATIONS INC              Common  78387G103      394     8,372 SH        OTHER         1     8,372         0        0
SBC COMMUNICATIONS INC              Common  78387G103      765    16,242 SH       DEFINED        1    16,242         0        0
SCHERING-PLOUGH CORP                Common  806605101       15       400 SH        OTHER         1       400         0        0
SCHERING-PLOUGH CORP                Common  806605101      340     9,170 SH       DEFINED        1     9,170         0        0
SCHLUMBERGER LTD                    Common  806857108       73     1,600 SH        OTHER         1     1,500       100        0
SCHLUMBERGER LTD                    Common  806857108      729    15,942 SH       DEFINED        1    15,942         0        0
SOLECTRON CORP                      Common  834182107       30     2,600 SH        OTHER         1     2,600         0        0
SOLECTRON CORP                      Common  834182107      343    29,405 SH       DEFINED        1    29,405         0        0
SOUTHWEST AIRLINES                  Common  844741108       13       887 SH        OTHER         1       887         0        0
SOUTHWEST AIRLINES                  Common  844741108      279    18,831 SH       DEFINED        1    18,831         0        0
SUNMICRO SYSTEMS                    Common  866810104       53     6,400 SH        OTHER         1     6,400         0        0
SUNMICRO SYSTEMS                    Common  866810104      339    40,950 SH       DEFINED        1    40,950         0        0
SUSQUEHANNA BANC SHS                Common  869099101    1,162    52,242 SH       DEFINED        1    52,242         0        0
TARGET CORP                         Common  87612E106      144     4,550 SH        OTHER         1     4,550         0        0
TARGET CORP                         Common  87612E106    1,016    32,000 SH       DEFINED        1    32,000         0        0
TEXACO INC                          Common  881694103       13       200 SH        OTHER         1       200         0        0
TEXACO INC                          Common  881694103      234     3,600 SH       DEFINED        1     3,600         0        0
TEXAS INSTRUMENTS INC               Common  882508104       52     2,100 SH        OTHER         1     2,100         0        0
TEXAS INSTRUMENTS INC               Common  882508104      413    16,550 SH       DEFINED        1    16,550         0        0
TYCO INTERNATIONAL LTD              Common  902124106       25       550 SH        OTHER         1       550         0        0
TYCO INTERNATIONAL LTD              Common  902124106      816    17,925 SH       DEFINED        1    17,925         0        0
UPSIDE DEVELOPMENT INC              Common  91673P109        1    60,000 SH       DEFINED        1    60,000         0        0
VERIZON COMMUNICATIONS              Common  92343V104    2,049    37,860 SH        OTHER         1    33,188     4,672        0
VERIZON COMMUNICATIONS              Common  92343V104    3,449    63,749 SH       DEFINED        1    63,749         0        0
VIACOM INC. NEW                     Common  925524308       10       304 SH        OTHER         1       304         0        0
VIACOM INC. NEW                     Common  925524308      221     6,394 SH       DEFINED        1     6,394         0        0
VIRAGEN INC                         Common  927638106       13    10,000 SH       DEFINED        1    10,000         0        0
VODAFONE GROUP PLC NEW              Common  92857W100      187     8,500 SH        OTHER         1     8,500         0        0
VODAFONE GROUP PLC NEW              Common  92857W100      101     4,605 SH       DEFINED        1     4,605         0        0
WACHOVIA CORP                       Common  929903102      565    18,216 SH       DEFINED        1    18,216         0        0
WAL-MART STORES INC                 Common  931142103       30       600 SH        OTHER         1       600         0        0
WAL-MART STORES INC                 Common  931142103      840    16,971 SH       DEFINED        1    16,971         0        0
WELLS FARGO & CO                    Common  949746101       62     1,400 SH        OTHER         1     1,400         0        0
WELLS FARGO & CO                    Common  949746101      708    15,920 SH       DEFINED        1    15,920         0        0
WORLDCOM INC                        Common  98157D106       22     1,450 SH        OTHER         1     1,450         0        0
WORLDCOM INC                        Common  98157D106      406    26,984 SH       DEFINED        1    26,984         0        0

GRAND TOTALS                                           129,372