Since November 2025, Old Republic International has been in a holding pattern, posting a small loss of 3.4% while floating around $39.28. The stock also fell short of the S&P 500’s 7.1% gain during that period.

Is there a buying opportunity in Old Republic International, or does it present a risk to your portfolio? Get the full breakdown from our expert analysts, it’s free.

Why Do We Think Old Republic International Will Underperform?

We're cautious about Old Republic International. Here are three reasons we avoid ORI and a stock we'd rather own.

1. Net Premiums Earned Point to Soft Demand

Net premiums earned are net of what’s paid to reinsurers (insurance for insurance companies), which are used by insurers to protect themselves from large losses.

Old Republic International’s net premiums earned has grown at a 3.7% annualized rate over the last five years, worse than the broader insurance industry.

2. EPS Barely Growing

Analyzing the long-term change in earnings per share (EPS) shows whether a company's incremental sales were profitable – for example, revenue could be inflated through excessive spending on advertising and promotions.

Old Republic International’s EPS grew at 4.1% compounded annual growth rate over the last five years. On the bright side, this performance was better than its 1.6% annualized revenue growth and tells us the company became more profitable on a per-share basis as it expanded.

Final Judgment

Old Republic International doesn’t pass our quality test. With its shares lagging the market recently, the stock trades at 1.6× forward P/B (or $39.28 per share). At this valuation, there’s a lot of good news priced in - we think other companies feature superior fundamentals at the moment. We’d recommend looking at one of our top software and edge computing picks.

Stocks We Like More Than Old Republic International

WHILE YOU’RE HERE: Top 9 Market-Beating Stocks. The best stocks don't just beat the market once. They do it again. And again. Robust revenue growth, rising free cash flow, returns on capital that leave their competition in the dust. The market has already rewarded these businesses.

But our AI platform says the party isn't over. Find out which 9 stocks made the cut this week - FREE. Get Our Top 9 Market-Beating Stocks for Free HERE.

Stocks that have made our list include now familiar names such as Nvidia (+1,326% between June 2020 and June 2025) as well as under-the-radar businesses like the once-micro-cap company Tecnoglass (+1,754% five-year return). Find your next big winner with StockStory today.