--Declaration Represents 538th Dividend Payment to Shareholders Since 1916--

Farmers & Merchants Bank of Long Beach (OTCQX: FMBL) today announced that its board of directors has approved the Bank’s regular quarterly cash dividend of $28 per share on the Bank’s common and preferred stock.

The quarterly dividend is payable on September 30, 2026, to shareholders of record as of September 15, 2026.

The declaration represents F&M’s 538th dividend payment. F&M has paid a dividend each year to shareholders since 1916, and the value of F&M’s quarterly dividend has never decreased.

About Farmers & Merchants Bank of Long Beach

Farmers & Merchants Bank of Long Beach (F&M) provides a distinctive white-glove banking experience through 27 Southern California branches, from San Clemente to Santa Barbara, and through its secure online and mobile banking platforms. Founded in 1907 by C.J. Walker, and today proudly led by the fourth generation of the Walker family, the Bank has devoted more than a century to building trusted relationships, rooted in personal service, integrity, safety and community commitment. Combining the strength and sophistication of a regional institution with the warmth and responsiveness of a community bank, F&M provides a wide range of commercial and consumer banking services designed to help businesses, individuals and families thrive at every stage of growth. With assets exceeding $11 billion, F&M is a California state-chartered bank, with deposits insured by the Federal Deposit Insurance Corporation (FDIC), and is an Equal Housing Lender. Please visit www.fmb.com for more information.

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