UNITED STATES

                       SECURITIES AND EXCHANGE COMMISSION

                              WASHINGTON, DC 20549

                                    FORM 8-K

                                 CURRENT REPORT

     PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported)  January 11, 2005
                                                  ------------------------------

                                 HORIZON BANCORP
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             (Exact Name of Registrant as Specified in Its Charter)

          INDIANA                     000-10792                35-1562417
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(State or Other Jurisdiction    (Commission File Number)      (IRS Employer
    of Incorporation)                                       Identification No.)

515 Franklin Square, Michigan City, IN                            46360
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(Address of Principal Executive Offices)                        (Zip Code)

                                 (219) 879-0211
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              (Registrant's Telephone Number, Including Area Code)

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          (Former Name or Former Address, if Changed Since Last Report)



     Check the appropriate box below if the Form 8-K filing is intended to
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       [ ]  Written communications pursuant to Rule 425 under the Securities Act
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       [ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
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       [ ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
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            Exchange Act (17 CFR 240.13e-4(c))








ITEM 5.02 THE ELECTION OF A NEW DIRECTOR

On January 11, 2005, the Board of Directors of Horizon Bancorp (the "Company")
appointed Daniel F. Hopp to the Board of Directors. Mr. Hopp is filling a
vacancy on the Board which brings the total membership of the Board of Directors
to 12. Mr. Hopp's term will expire in May of 2005 at which time he will be up
for reelection. Mr. Hopp has been a member of the Board of Directors of the
Company's subsidiary bank, Horizon Bank, since January 2004. There are no
arrangements between Mr. Hopp and any other person pursuant to which Mr. Hopp
was selected as a director, nor are there any transactions to which the Company
or any subsidiary thereof is a party and in which Mr. Hopp has a material
interest subject to disclosure under Item 404(a) of Regulation S-K. Mr. Hopp is
expected to be named to the Trust Committee and the Compensation and Nominating
Committee of the Board of Directors.






                                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereto duly authorized.

Date:  January 13, 2005      HORIZON BANCORP

                             By: /s/ James H. Foglesong
                                 ----------------------
                                 James H. Foglesong, Chief Financial Officer