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SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549


FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 or 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

February 26, 2004
Date of Report (Date of earliest event reported)

REDWOOD TRUST, INC.


(Exact Name of Registrant as Specified in Charter)
         
Maryland   001-13759   68-0329422

 
 
(State or Other Jurisdiction   (Commission File Number)   (I.R.S. Employer Identification No.)
of Incorporation)        
     
One Belvedere Place    
Suite 300    
Mill Valley, California   94941

 
(Address of Principal Executive Offices)   (Zip Code)

(415) 389-7373


(Registrant’s Telephone Number,
Including Area Code)

 


INFORMATION TO BE INCLUDED IN THE REPORT

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Item 7(c). Exhibit
Item 12. Results of Operation and Financial Condition
SIGNATURE
Exhibit Index
Exhibit 99.1


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Item 7(c).   Exhibit
 
    99.1 “Redwood Trust Reports Record Earnings for the Fourth Quarter of 2003.”
 
Item 12.   Results of Operation and Financial Condition

                                    Redwood Trust, Inc. is hereby furnishing, as an Exhibit to this current report on Form 8-K, a copy of its earnings release for the fourth quarter of 2003, publicly released on February 26, 2004.

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SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: February 26, 2004

     
  REDWOOD TRUST, INC.
     
  By: /s/ Harold F. Zagunis
   
    Harold F. Zagunis
    Vice President, Chief Financial Officer,
    Treasurer and Secretary

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Exhibit Index

     
Exhibit Number    

   
99.1   “Redwood Trust Reports Record Earnings for the Fourth Quarter of 2003.”

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