Pricing Supplement #13
 
Filed Under Rule 424(b)(3), Registration Statement No. 333-59964
Pricing Supplement No. 13—dated November 12, 2002 (To: Prospectus Dated May 15, 2001 and Prospectus Supplement Dated June 21, 2002)























CUSIP Number
  
Principal Amount
  
Selling Price
    
Gross Concession
  
Net Proceeds
  
Coupon Rate
  
Coupon Frequency
  
Maturity Date
  
1st Coupon Date
  
1st
Coupon Amount
  
Survivor’s Option
  
Product Ranking























26054LBL6
  
$
17,749,000.00
  
100.000%
    
.625%
  
$
17,638,068.75
  
3.850%
  
SEMI-
ANNUAL
  
11/15/2005
  
05/15/2003
  
$19.25
  
YES
  
Senior Unsecured Notes























Redemption Information: Non-Callable.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: Charles Schwab & Co. Inc.,
Merrill Lynch & Co., Morgan Stanley, Prudential Securities, Salomon Smith Barney, UBS PaineWebber, Wachovia Securities























CUSIP Number
  
Principal Amount
  
Selling Price (% of Par)
  
Gross Concession
  
Net Proceeds
  
Coupon Rate
  
Coupon Frequency
  
Maturity Date
  
1st Coupon Date
  
1st
Coupon Amount
  
Survivor’s Option
  
Product Ranking























26054LBM4
  
$
10,538,000.00
  
100.000%
  
1.000%
  
$
10,432,620.00
  
4.650%
  
SEMI-
ANNUAL
  
11/15/2007
  
05/15/2003
  
$23.25
  
YES
  
Senior Unsecured Notes























Redemption Information: Non-Callable.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: Charles Schwab & Co. Inc.,
Merrill Lynch & Co., Morgan Stanley, Prudential Securities, Salomon Smith Barney, UBS PaineWebber, Wachovia Securities























CUSIP Number
  
Principal Amount
  
Selling Price (% of Par)
  
Gross Concession
  
Net Proceeds
  
Coupon Rate
  
Coupon Frequency
  
Maturity Date
  
1st Coupon Date
  
1st Coupon Amount
  
Survivor’s Option
  
Product Ranking























26054LBN2
  
$
11,989,000.00
  
100.000%
  
1.200%
  
$
11,845,132.00
  
5.450%
  
SEMI-
ANNUAL
  
11/15/2009
  
05/15/2003
  
$27.25
  
YES
  
Senior Unsecured Notes























Redemption Information: Non-Callable.
Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: Charles Schwab & Co. Inc.,
Merrill Lynch & Co., Morgan Stanley, Prudential Securities, Salomon Smith Barney, UBS PaineWebber, Wachovia Securities





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The Dow Chemical Company


  
Trade Date: Tuesday, November 12, 2002 @12:00 PM ET
Settle Date: Friday, November 15, 2002
Minimum Denomination/Increments: $1,000/$1,000
All trades settle flat and clear SDFS: DTC Book Entry only
DTC number: 0262 via BNY Clearing Services, LLC
 
If the maturity date or an interest payment date for any note is not a Business Day (as
term is defined in Prospectus), principal, premium, if any, and interest for that note is
paid on the next Business Day, and no interest will accrue from, and after, the
maturity date or interest payment date.
 
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