Form 8k earnings filed 043007
SECURITIES AND EXCHANGE COMMISSION 
 
WASHINGTON, D.C. 20549 
 
FORM 8-K 
 
CURRENT REPORT 
 
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
 
Heartland Financial USA, Inc. 
(Exact name of Registrant as specified in its charter)
 
Delaware 
(State or other jurisdiction of incorporation)
 
0-24724
42-1405748
( Commission File Number)
(I.R.S. Employer Identification Number)
 
1398 Central Avenue, Dubuque, Iowa
52001
(Address of principal executive offices)
(Zip Code)
 
(563) 589-2100 
(Registrant's telephone number, including area code)
 
Not Applicable 
(Former name or former address, if changed since last report)
 
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below):
 
o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
 
o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 
o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 
Item 2.02 Results of Operations and Financial Condition 
 
On April 30, 2007 Heartland Financial USA, Inc. (the "Company") issued a press release announcing its earnings for the quarter ended March 31, 2007. A copy of the Company’s press release is attached hereto as Exhibit 99.
 
 
Item 9.01 Financial Statements and Exhibits 
 
(a) FINANCIAL STATEMENTS OF BUSINESS ACQUIRED.
 
    NONE.
 
(b) PRO FORMA FINANCIAL INFORMATION.
 
    NONE.
 
(c) EXHIBITS.
 
    99. PRESS RELEASE DATED APRIL 30, 2007.
 
SIGNATURES 
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
HEARTLAND FINANCIAL USA, INC.
     
Date: April 30, 2007
By:
/s/ John K. Schmidt
John K. Schmidt
   
Executive Vice President, COO and CFO