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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM 8-K
CURRENT REPORT
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Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of report (Date of earliest event reported): October 26, 2004
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CARVER BANCORP, INC.
(Exact name of registrant as specified in its charter)
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DELAWARE 0-21487 13-3904147
(STATE OR OTHER JURISDICTION OF (COMMISSION FILE NUMBER) (IRS EMPLOYER IDENTIFICATION
INCORPORATION OR ORGANIZATION) NO.)
75 WEST 125TH STREET, NEW YORK, NY 10027-4512
(ADDRESS OF PRINCIPAL EXECUTIVE OFFICES, INCLUDING ZIP CODE)
Registrant's telephone number, including area code: (212) 876-4747
NOT APPLICABLE
(FORMER NAME OR FORMER ADDRESS, IF CHANGED SINCE LAST REPORT)
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ITEMS 1.01 AND 1.03 THROUGH 9. NOT APPLICABLE.
ITEM 1.02. TERMINATION OF A MATERIAL DEFINITIVE AGREEMENT.
On October 26, 2004, the Registrant, Carver Federal Savings Bank and
Independence Federal Savings Bank entered into a Termination and Release
Agreement pursuant to which, among other things, the parties agreed to terminate
their Agreement and Plan of Merger dated as of March 15, 2004 ("Merger
Agreement") and to release each other from all claims related to the Merger
Agreement. The parties mutually agreed to such termination following the federal
Office of Thrift Supervision's ("OTS") denial of the Registrant's application to
consummate the proposed merger (the "OTS Decision"). The Merger Agreement was
subject to, among other things, approval by the OTS. On October 18, 2004, the
Registrant issued a press release announcing the OTS Decision. No early
termination penalties were incurred by the Registrant upon termination of the
Merger Agreement.
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SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
CARVER BANCORP, INC.
By: /s/ Deborah C. Wright
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Deborah C. Wright
President & CEO
Dated: October 28, 2004
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