SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 or 15(D) OF
THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported):     August 4, 2004

GUARANTY BANCSHARES, INC.
(Exact name of registrant as specified in its charter)

Texas

0-23113

75-1656431

(State or other jurisdiction of
incorporation or organization)

(Commission File Number)

(I.R.S. Employer
Identification No.)

 

100 West Arkansas
Mount Pleasant, Texas

75455

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including area code:  (903) 572-9881



Item 5.  Other Events.

          On August 4, 2004, Guaranty Bancshares, Inc. publicly disseminated a press release announcing the opening of a new Guaranty Bond Bank location in Mt. Vernon, Texas.   A copy of the press release is attached as Exhibit 99.1 and is incorporated herein by reference. 

Item 7.  Financial Statements and Exhibits.

Exhibits.  The following materials are filed as exhibits to this Current Report on Form 8-K:

          99.1     -                    Press Release issued by Guaranty Bancshares, Inc. dated August 4, 2004.


SIGNATURES

          Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

GUARANTY BANCSHARES, INC.

 

 

 

 

Dated:  August 4, 2004

By:  /s/  CLIFTON A. PAYNE

 


 

Clifton A. Payne

 

Senior Vice President and

 

Chief Financial Officer


EXHIBIT INDEX

Exhibit
Number

 

Description


 


99.1

 

Press Release issued by Guaranty Bancshares, Inc. dated August 4, 2004.