AM Best has revised the outlook to positive from stable for the Long-Term Issuer Credit Ratings (Long-Term ICR) and affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term ICR of “a” (Excellent) of OMS National Insurance Company, Risk Retention Group and Fortress Insurance Company (collectively referred to as National Group). The outlook of the FSR is stable. All companies are domiciled in Schaumburg, IL.

The Credit Ratings (ratings) reflect National Group’s balance sheet strength, which AM Best assesses as strongest, as well as its adequate operating performance, neutral business profile and appropriate enterprise risk management.

The positive outlook of National Group’s Long-Term ICR reflects the continuing improvement in its operating performance, reflecting underwriting metrics that have consistently outperformed its peers. The recent improvement in investment performance is a result of the investment portfolio’s rebalancing. The group reported solid surplus growth and improved operating trends when compared to its peers. The investment performance is expected to continue to produce favorable results and drive improvement to the group’s operating performance.

This press release relates to Credit Ratings that have been published on AM Best’s website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best’s Recent Rating Activity web page. For additional information regarding the use and limitations of Credit Rating opinions, please view Guide to Best's Credit Ratings. For information on the proper use of Best’s Credit Ratings, Best’s Performance Assessments, Best’s Preliminary Credit Assessments and AM Best press releases, please view Guide to Proper Use of Best’s Ratings & Assessments.

AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit www.ambest.com.

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