UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: December 31, 2000
Check here if Amendment [ ]; Amendment Number
This Amendment (Check only one): [ ] is a restatement
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: BancorpSouth, Inc.
Address: One Mississippi Plaza, 201 South Spring Street
Tupelo, MS 38804
Form 13F File Number: 28-10453
The institutional investment manager filing this report and the person
by whom it is signed hereby represent that the person signing the report is
authorized to submit it, that all information contained herein is true, correct
and complete, and that it is understood that all required items, statements,
schedules, lists and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: James C. Kelly, Jr.
Title: Vice President and Trust Operations Manager
Phone: (601) 944-3583
Signature, Place, and Date of Signing:
/s/ James C. Kelly, Jr. Jackson, Mississippi May 9, 2003
---------------------------- ---------------------------- -----------
[Signature] [City, State] [Date]
EXPLANATORY NOTE:
This Form 13F was timely filed by BancorpSouth, Inc. on February 1,
2001 for the three months ended December 31, 2000, but was inadvertently filed
as a 13F Combination Report and under the Form 13F File Number ("File Number")
of First United Bancshares, Inc. rather than under BancorpSouth's File Number.
First United Bancshares was merged with and into BancorpSouth on August 31,
2000. BancorpSouth is re-filing this Form 13F under the correct File Number of
BancorpSouth.
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this
reporting manager are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this
report, and all holdings are reported by other reporting
manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the
holdings for this reporting manager are reported in this
report and a portion are reported by other reporting
manager(s).)
List of Other Managers Reporting for this Manager: None.
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 747
Form 13F Information Table Value Total: $296,830 (thousands)
LIST OF OTHER INCLUDED MANAGERS:
Provide a numbered list of the name(s) and Form 13F file number(s) of
all institutional investment managers with respect to which this report is
filed, other than the manager filing this report. NONE.
FORM 13F INFORMATION TABLE
TITLE FORM 13F INFORMATION TABLE VOTING AUTHORITY
OF VALUE SHARES/ SH/ PUT/ INVSMT OTHER ------------------------
NAME OF ISSUER CLASS CUSIP (X$100) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
-------------------- ------------------ --------- ------- ------- --- ---- ------- -------- ------- -------- -------
13 PORTERS CHAPEL ROAD RENT-SPROUSE 078995362 0 1 PRN SOLE 1 0 0
1ST TRS ADVAN SER
195 MSTR9 33732C745 32 35 SH SOLE 35 0 0
1ST TRS ADVAN SER
38 MSTR2 337320865 7 40 SH SOLE 40 0 0
1ST TRUST ADV UIT
SER 32 MS TRUST 1 337320675 3 15 SOLE 15 0 0
3COM CORP COM 885535104 1 100 SH SOLE 100 0 0
3COM CORP COM 885535104 1 100 SH SOLE 100 0 0
3COM CORP COM 885535104 16 875 SH DEFINED 875 0 0
ABBOTT LAB 002824100 9 200 SH DEFINED 200 0 0
ABBOTT LAB 002824100 748 15730 SH SOLE 15730 0 0
ABBOTT LABS COM 002824100 152 3200 SH SOLE 3200 0 0
ABBOTT LABS COM 002824100 203 4288 SH DEFINED 0 4288 0
ABBOTT LABS COM 002824100 57 1200 SH DEFINED 1200 0 0
ABBOTT LABS COM 002824100 749 15750 SH SOLE 15450 300 0
AC NIELSON CORP 004833109 2 100 SH SOLE 100 0 0
ACXIOM CORP COM 005125109 9 300 SH SOLE 300 0 0
ADAMS EXPRESS CO COM 006212104 256 6649 SH SOLE 6649 0 0
ADV FUND MS TRS 33732A210 10 24 SOLE 24 0 0
ADVANCED MICRO
DEVICES 007903107 55 2350 SH SOLE 2350 0 0
ADVANCED MICRO
DEVICES 007903107 37 1600 SH SOLE 1600 0 0
ADVANCED MICRO
DEVICES 007903107 4 200 SH DEFINED 200 0 0
AEROPRES DIV #2240 018990101 0 1 PRN SOLE 1 0 0
AETNA LIFE AND
CASUALTY COMPANY 008117103 11 200 SH DEFINED 200 0 0
AGILENT TECHNOLOGIES 00846U101 4 100 SH DEFINED 100 0 0
AGILENT TECHNOLOGIES 00846U101 97 2000 SH SOLE 2000 0 0
AGILENT
TECHNOLOGIES INC 00846U101 123 2519 SH SOLE 2519 0 0
AIR PRODS & CHEMS
INC COM 009158106 14 400 SH DEFINED 400 0 0
ALBEMARLE CORP
(ETHYL) 274990100 0 1 PRN SOLE 1 0 0
ALCOA INC COM 013817101 1 76 SH SOLE 76 0 0
ALLEGHENY ENERGY INC COM 017361106 22 600 SH DEFINED 600 0 0
ALLEGHENY ENERGY INC COM 017361106 7 200 SH SOLE 200 0 0
ALLIANT ENERGY CORP 018802108 2 100 SH SOLE 100 0 0
ALLSTATE CORP COM 020002101 53 1526 SH SOLE 1526 0 0
ALLSTATE CORP 020002101 29 850 SH SOLE 733 117 0
ALLTEL CORP 020039103 73 1414 SH SOLE 1414 0 0
ALLTEL CORP COM 020039103 33 650 SH SOLE 450 200 0
ALLTEL CORP COM 020039103 595 11415 SH DEFINED 11415 0 0
ALLTEL CORP COM 020039103 211 4050 SH SOLE 4050 0 0
AMER EXPRESS CO 025816109 145 2400 SH SOLE 2400 0 0
AMER HOME PROD CORP 026609107 175 3100 SH DEFINED 3100 0 0
AMER HOME PROD CORP 026609107 45 800 SH SOLE 800 0 0
AMEREN CORP COM 023608102 25 600 SH SOLE 600 0 0
AMEREN CORP COM 023608102 8 206 SH SOLE 206 0 0
AMERICA ONLINE INC
DEL COM 02364J104 115 2150 SH SOLE 2150 0 0
AMERICA ONLINE INC
DEL COM 02364J104 21 400 SH DEFINED 400 0 0
AMERICA ONLINE INC
DEL COM 02364J104 123 2300 SH SOLE 2300 0 0
AMERICAN ELEC PWR
INC COM 025537101 7 180 SH DEFINED 180 0 0
AMERICAN ELEC PWR
INC COM 025537101 136 3480 SH SOLE 3480 0 0
AMERICAN ELEC PWR
INC COM 025537101 58 1500 SH SOLE 1500 0 0
AMERICAN ELEC PWR
INC COM 025537101 21 538 SH DEFINED 538 0 0
AMERICAN EXPRESS CO COM 025816109 109 1800 SH SOLE 1800 0 0
AMERICAN EXPRESS CO COM 025816109 54 900 SH SOLE 900 0 0
AMERICAN HOME PRODS
CORP COM 026609107 85 1515 SH DEFINED 1515 0 0
AMERICAN HOME PRODS
CORP COM 026609107 226 4000 SH SOLE 4000 0 0
AMERICAN
HOMEPATIENT INC 026649103 5 22450 SH SOLE 22450 0 0
AMERICAN INTL GROUP
INC COM 026874107 14 150 SH SOLE 150 0 0
AMGEN INC COM 031162100 6 100 SH SOLE 100 0 0
AMGEN INC COM 031162100 6 100 SH SOLE 100 0 0
AMSOUTH
BANCORPORATION COM 032165102 5 437 SH DEFINED 437 0 0
ANADARKO PETE CORP 032511107 97 1464 SH DEFINED 0 1464 0
ANHEUSER BUSCH COS
INC COM 035229103 110 2600 SH SOLE 2600 0 0
ANHEUSER BUSCH COS
INC COM 035229103 1067 25220 SH SOLE 24900 0 320
ANHEUSER BUSCH COS
INC COM 035229103 152 3600 SH DEFINED 3200 0 400
APPLE COMPUTER INC COM 037833100 56 2200 SH DEFINED 0 2200 0
APPLIED MAILS INC COM 038222105 17 300 SH SOLE 300 0 0
AR PETROLEUM COMMON 0409009A2 6 20 SH DEFINED 0 0 20
AR RIVER PETROL COMM 0410399A8 3 36 SH DEFINED 0 0 36
AR SERVICE COMMON 0410389A0 2 20 SH DEFINED 0 0 20
ARCH CHEMICALS INC
COM 03937R102 7 404 SH SOLE 0 404 0
ARCHER-DANIELS-MIDLAND
COMPANY 039483102 2 266 SH SOLE 266 0 0
ARK BUTANE COMMON 0247959A6 4 18 SH DEFINED 0 0 18
ARROW ELECTRS INC 042735100 13 400 SH SOLE 400 0 0
ART MACHIN ASSOC
109-01 008990103 0 1 PRN SOLE 1 0 0
ARVINMERITOR INC COM 043353101 1 124 SH SOLE 124 0 0
ASSOCIATES FIRST
CAP CORP CL A 046008108 17 468 SH SOLE 468 0 0
ASSOCIATES FIRST
CAP CORP CL A FROM FORD MTR 046008108 57 1500 SH SOLE 1500 0 0
AT HOME CORP COM SER A 045919107 32 2300 SH DEFINED 0 2300 0
AT&T CORP COM 001957109 7 250 SH DEFINED 250 0 0
AT&T CORP COM 001957109 451 15356 SH SOLE 15024 332 0
AT&T CORP COM 001957109 4 150 SH DEFINED 150 0 0
AT&T CORP COM 001957109 667 22735 SH SOLE 22535 200 0
ATLANTA EXP
WARECREEK LSE 036995363 0 1 PRN SOLE 1 0 0
ATLANTA EXP -CRONE
12-96 003995362 0 1 SH SOLE 1 0 0
ATLANTA EXP-NEW
HOPE EXPAND 10/98 026995365 0 1 PRN SOLE 1 0 0
ATLANTA EXPLORATION
PISG PR 281995365 0 1 PRN SOLE 1 0 0
ATLANTA EXPLORATION
WARE CR 282995364 0 1 PRN SOLE 1 0 0
AUTO DATA PROCESS 053015103 280 4200 SH SOLE 4200 0 0
AUTOMATIC DATA
PROCESSING INC COM 053015103 120 1800 SH SOLE 1800 0 0
AUTOMATIC DATA
PROCESSING INC COM 053015103 53 800 SH SOLE 800 0 0
AUTOZONE 053332102 12 530 SH DEFINED 530 0 0
AUTOZONE 053332102 22 1000 SH SOLE 1000 0 0
AVON PRODS INC COM 054303102 40 1000 SH DEFINED 0 0 1000
AVON PRODS INC COM 054303102 28 700 SH SOLE 700 0 0
B. F. GOODRICH 382388106 15 400 SH DEFINED 400 0 0
BAKER HUGHES INC COM 057224107 5 135 SH SOLE 135 0 0
BANCORPSOUTH INC COM 059692103 59 4161 SH DEFINED 4049 0 112
BANCORPSOUTH INC 059692103 289 20126 SH SOLE 17033 2600 393
BANCORPSOUTH INC COM 059692103 9004 626633 SH SOLE 605443 6660 14530
BANCORPSOUTH INC COM 059692103 2299 160045 SH DEFINED 157453 2592 0
BANCORPSOUTH INC COM 059692103 11785 820146 SH SOLE 103915 136073 580158
BANCORPSOUTH INC 059692103 71 4953 SH DEFINED 4953 0 0
BANK OF AMERICA CORP 060505104 15 300 SH DEFINED 300 0 0
BANK OF AMERICA CORP 060505104 126 2410 SH DEFINED 2410 0 0
BANK OF AMERICA CORP 060505104 1051 20070 SH SOLE 20070 0 0
BANK OF AMERICA CORP 060505104 73 1400 SH SOLE 1400 0 0
BANK OF THE OZARKS,
INC 063904106 282 23800 SH DEFINED 0 23800 0
BANK OF US NOTE
$1000 916995368 0 1 PRN SOLE 1 0 0
BANK ONE CORP COM 06423A103 93 2420 SH SOLE 2420 0 0
BANK ONE CORP FORMERLY BANC ONE 06423A103 57 1482 SH DEFINED 0 1482 0
BANKAMERICA CORP NEW COM 060505104 52 1000 SH SOLE 1000 0 0
BAXTER
INTERNATIONAL INC 071813109 95 1200 SH SOLE 1200 0 0
BAXTER INTL INC 071813109 63 800 SH SOLE 800 0 0
BECKMAN COULTER INC COM 075811109 23 300 SH SOLE 300 0 0
BELLSOUTH CORP COM 079860102 332 8262 SH SOLE 8016 246 0
BELLSOUTH CORP COM 079860102 8 200 SH DEFINED 200 0 0
BELLSOUTH CORP 079860102 1516 37670 SH SOLE 35474 2196 0
BELLSOUTH CORP COM 079860102 162 4040 SH SOLE 4040 0 0
BELLSOUTH CORP 079860102 95 2368 SH DEFINED 2368 0 0
BERKSHIRE HATHAWAY
INC COM 084670108 64 1 SH SOLE 1 0 0
BETHLEHEM STL CORP PFD CV $2.50 087509402 18 1100 SH SOLE 1100 0 0
BIOGEN INC COM 090597105 18 300 SH SOLE 300 0 0
BLACKBURN MTR NV 088995360 1447 1577 SH SOLE 1577 0 0
BMC SOFTWARE INC COM 055921100 19 1000 SH SOLE 1000 0 0
BOEING CO COM 097023105 337 5360 SH SOLE 5360 0 0
BOEING CO COM 097023105 18 300 SH DEFINED 300 0 0
BOEING CO COM 097023105 6 100 SH DEFINED 100 0 0
BOEING CO COM 097023105 492 7812 SH SOLE 7812 0 0
BOEING INC 097023105 36 580 SH SOLE 580 0 0
BOISE CASCADE CORP COM 097383103 13 500 SH SOLE 500 0 0
BP AMOCO P L C SPONSORED ADR 055622104 49 926 SH DEFINED 926 0 0
BP AMOCO P L C SPONSORED ADR 055622104 34 656 SH DEFINED 656 0 0
BP AMOCO P L C SPONSORED ADR 055622104 762 14388 SH SOLE 14388 0 0
BP AMOCO P L C SPONSORED ADR 055622104 18 350 SH SOLE 350 0 0
BRISTOL MYERS
SQUIBB CO COM 110122108 159 2800 SH DEFINED 2800 0 0
BRISTOL MYERS
SQUIBB CO COM 110122108 422 7400 SH SOLE 7400 0 0
BRISTOL MYERS
SQUIBB CO 110122108 1055 18484 SH SOLE 18484 0 0
BRISTOL MYERS
SQUIBB CO 110122108 154 2700 SH DEFINED 2700 0 0
BRISTOL-MEYERS
SQUIBB 110122108 318 5568 SH DEFINED 5568 0 0
BRISTOL-MEYERS
SQUIBB 110122108 950 16644 SH SOLE 9732 6912 0
BRUNOS INC 116881202 0 8 SH SOLE 8 0 0
BULL RUN CORP
GEORGIA 120182100 8 3400 SH SOLE 3400 0 0
BURLINGTON
NORTHERN/ SANTA FE
CORP 12189T104 20 930 SH SOLE 930 0 0
BURNS/PERKIS
OIL/GAS 11-1999 408995363 0 1 PRN SOLE 1 0 0
C P & L ENERGY INC COM 12614C106 8 200 SH DEFINED 0 0 200
C SIMMONS LSE EXP
12/31/00 490990108 0 1 PRN SOLE 1 0 0
CABLETRON SYS INC COM 126920107 5 200 SH SOLE 200 0 0
CADBURY SCHWEPPES
PLC ADR 127209302 28 1200 SH SOLE 1200 0 0
CALLAWAY GOLF CO COM 131193104 3 200 SH SOLE 200 0 0
CAMPBELL SOUP CO COM 134429109 10 400 SH SOLE 400 0 0
CAPITAL ONE FINL
CORP COM 14040H105 336 4800 SH SOLE 4800 0 0
CARDINAL HEALTH INC COM 14149Y108 26 298 SH SOLE 298 0 0
CATERPILLAR INC 149123101 243 7200 SH SOLE 7200 0 0
CATERPILLAR INC DEL COM 149123101 27 800 SH SOLE 800 0 0
CATERPILLAR INC DEL COM 149123101 91 2700 SH SOLE 2700 0 0
CELL PATHWAYS 15114R101 0 100 SH SOLE 100 0 0
CELLSTAR CORP COM 150925105 6 2200 SH SOLE 0 2200 0
CEHTURYTEL INC COM 156700106 133 4902 SH SOLE 0 4902 0
CHALLENGE OPT
ROBERSON 1ARK 301990107 0 1 PRN SOLE 1 0 0
CHASE MANHATTAN BANK 16161A108 69 1500 SH SOLE 1500 0 0
CHEVRON CORP 166751107 378 4443 SH DEFINED 4443 0 0
CHEVRON CORP 166751107 192 2256 SH SOLE 2256 0 0
CHEVRON CORPORATION COM 166751107 667 7833 SH SOLE 7833 0 0
CHEVRON CORPORATION COM 166751107 34 400 SH DEFINED 400 0 0
CHEVRON CORPORATION COM 166751107 294 3454 SH SOLE 3454 0 0
CHUBB CORPORATION 171232101 435 5500 SH SOLE 5500 0 0
CISCO SYS INC COM 17275R102 628 11375 SH SOLE 11375 0 0
CISCO SYS INC COM 17275R102 57 1040 SH DEFINED 1040 0 0
CISCO SYS INC COM 17275R102 33 600 SH DEFINED 600 0 0
CISCO SYS INC COM 17275R102 1695 30695 SH SOLE 30195 500 0
CITGO 03806000010 132990102 0 1 PRN SOLE 1 0 0
CITGO 0380600011 131990103 0 1 PRN SOLE 1 0 0
CITGO 0380600014 130990104 0 1 PRN SOLE 1 0 0
CITGO 0380600015 134990100 0 1 PRN SOLE 1 0 0
CITIGROUP INC COM 172967101 729 13500 SH DEFINED 13500 0 0
CITIGROUP INC COM 172967101 225 4165 SH SOLE 4165 0 0
CITIGROUP INC COM 172967101 165 3064 SH SOLE 3064 0 0
CLECO CORP NEW 12561W105 9 200 SH DEFINED 200 0 0
CLECO CORP NEW 12561W105 28 600 SH SOLE 600 0 0
COASTAL CORP 190441105 170 2300 SH SOLE 2300 0 0
COCA COLA CO COM 191216100 330 6000 SH DEFINED 5950 0 50
COCA COLA CO COM 191216100 290 5275 SH SOLE 5275 0 0
COCA COLA CO COM 191216100 1813 32905 SH SOLE 31730 1000 175
COCA COLA CO COM 191216100 5 100 SH DEFINED 100 0 0
COCA COLA CO 191216100 224 4077 SH SOLE 4077 0 0
COCA COLA
ENTERPRISES INC COM 191219104 38 2400 SH SOLE 2400 0 0
COLGATE PALMOLIVE CO COM 194162103 9 200 SH DEFINED 200 0 0
COLGATE PALMOLIVE CO COM 194162103 28 600 SH SOLE 600 0 0
COLGATE PALMOLIVE CO COM 194162103 241 5125 SH SOLE 5125 0 0
COLGATE-PALMOLIVE CO 194162103 37 800 SH SOLE 800 0 0
COLONIAL TAX EXEMPT
FUND A 53054410R 125 9895 SOLE 9895 0 0
COMCAST 200300200 32 800 SH SOLE 800 0 0
COMDISCO
INCORPORATED 200336105 5 300 SH SOLE 300 0 0
COMPAQ COMPUTER CORP COM 204493100 259 9400 SH SOLE 9400 0 0
COMPAQ COMPUTER CORP COM 204493100 272 9900 SH SOLE 9900 0 0
COMPAQ COMPUTER CORP 204493100 213 7750 SH SOLE 7750 0 0
COMPUTER ASSOC INTL
INC COM 204912109 20 800 SH SOLE 800 0 0
COMPUTER SCIENCES
CORP 205363104 7 99 SH DEFINED 99 0 0
CONAGRA CAP LC PFD SER A 9% 20588V208 50 2000 SH SOLE 2000 0 0
CONAGRA FOODS INC COM 205887102 22 1100 SH SOLE 1100 0 0
CONAGRA FOODS INC COM 205887102 4 200 SH DEFINED 200 0 0
CONECTIV INC COM 206829103 12 675 SH SOLE 675 0 0
CONFEDERATE STATE
$10 BILL 915995369 0 1 PRN SOLE 1 0 0
CONOCO INC CL A 208251306 2 100 SH SOLE 100 0 0
CONOCO INC CL B 208251405 17 640 SH SOLE 640 0 0
CONSECO INC COM 208464107 4 560 SH DEFINED 560 0 0
CONSECO STRATEGIC
INC FD SH BEN INT 20847A102 9 866 SH SOLE 866 0 0
CONSOLIDATED EDISON
INC COM 209115104 35 1028 SH SOLE 400 0 628
CONSTELLATION
ENERGY CORP 210371100 19 400 SH DEFINED 400 0 0
COOPER TIRE & RUBR
CO COM 216831107 42 4200 SH SOLE 4200 0 0
COOPER TIRE & RUBR
CO COM 216831107 1 100 SH DEFINED 100 0 0
COOPER TIRE RUBBER
CO 216831107 15 1500 SH SOLE 1500 0 0
CORNING INC COM 219350105 178 600 SH SOLE 600 0 0
CROWN CORK & SEAL
INC COM 228255105 0 87 SH SOLE 87 0 0
CYROLIFE INC 228903100 213 6150 SH SOLE 6150 0 0
CSX CORP COM 126408103 13 600 SH SOLE 600 0 0
CSX CORPORATION 126408103 14 642 SH SOLE 642 0 0
CYPRESS
SEMICONDUCTOR
CORP COM 232806109 20 500 SH SOLE 500 0 0
TITLE VOTING AUTHORITY
OF VALUE SHARES/ SH/ PUT/ INVSMT OTHER ---------------------
NAME OF ISSUER CLASS CUSIP (X$100) PRN AMT PRN CALL DSCRETN MANAGER SOLE SHARED NONE
-------------------- -------------- --------- ------- ------- --- ---- ------- ------- ------ ------- ------
CYRIX CORP CLASS
ACTION S86584695 0 1 SH SOLE 1 0 0
DEAN FOODS CO 242361103 21 650 SH SOLE 650 0 0
DELL COMPUTER CORP COM 247025109 12 400 SH DEFINED 0 0 400
DELL COMPUTER CORP COM 247025109 373 12135 SH SOLE 12135 0 0
DELL COMPUTER CORP COM 247025109 192 6250 SH SOLE 6250 0 0
DELL COMPUTER CORP COM 247025109 21 700 SH DEFINED 700 0 0
DELPHI AUTOMOTIVE
SYS CORP COM 247126105 2 139 SH SOLE 93 46 0
DELPHI AUTOMOTIVE
SYS CORP COM: 247126105 35 2350 SH SOLE 2350 0 0
DELTA AIRLINES INC 247361108 8 200 SH SOLE 200 0 0
DELTIC TIMBER CORP 247850100 8 500 SH DEFINED 500 0 0
DELTIC TIMBER CORP 247850100 5 300 SH SOLE 300 0 0
DELTIC TIMBER INC 247850100 309 18296 SH SOLE 18296 0 0
DELTIC TIMBER INC 247850100 10936 645971 SH DEFINED 0 645543 428
DEVRY INC DELI COM 251893103 106 2839 SH SOLE 2839 0 0
DIAMOND OFFSHORE
DRILLING INC 25271C102 2 50 SH SOLE 50 0 0
DISNEY (WALT)
COMPANY HOLDING COM 254687106 7 200 SH DEFINED 200 0 0
DISNEY (WALT)
COMPANY HOLDING COM 254687106 86 2250 SH SOLE 2250 0 0
DOMINION RES INC VA
NEW 25746U109 16 290 SH SOLE 0 0 290
DOMINION RES INC VA
NEW 25746U109 1 24 SH DEFINED 0 0 24
DOW CHEMICAL CO 260543103 706 28351 SH SOLE 28351 0 0
DOW CHEMICAL CO COM 260543103 44 1800 SH SOLE 1800 0 0
DPL INC COM 233293109 70 2385 SH SOLE 900 0 1485
DPL INC COM 233293109 8 300 SH DEFINED 300 0 0
DREYFUS MUNICIPAL
BOND FUND 26201Q104 44 3881 SOLE 3881 0 0
DRUMMOND TERRACE
RENTAL 238995369 0 1 PRN SOLE 1 0 0
DU PONT E I DE
NEMOURS & CO COM 263534109 29 707 SH SOLE 707 0 0
DU PONT EI D
NEMOURS & CO 263534109 291 7040 SH SOLE 7040 0 0
DUKE ENERGY CORP COM 264399106 8 100 SH DEFINED 100 0 0
DUKE ENERGY CORP COM 264399106 83 970 SH SOLE 0 0 970
DUKE ENERGY CORP COM 264399106 20 240 SH DEFINED 240 0 0
DUKE ENERGY CORP COM 264399106 176 2057 SH SOLE 2057 0 0
DUN & BRADSTREET
CORP (NEW) 26483B106 10 300 SH SOLE 300 0 0
DUN & BRADSTREET
CORP DEL COM 26483B106 27 800 SH SOLE 800 0 0
DYNEX CAP INC COM NEW 26B17Q506 0 106 SH DEFINED 106 0 0
EMC CORP MASS COM 268648102 39 400 SH DEFINED 400 0 0
EMC CORP MASS COM 268648102 143 1450 SH SOLE 1450 0 0
EASTMAN CHEMICAL
COMPANY 277432100 1 50 SH SOLE 50 0 0
EASTMAN KODAK CO COM 277461109 16 400 SH SOLE 400 0 0
EASTMAN KODAK CO COM 277461109 16 400 SH SOLE 400 0 0
EASTMAN KODAK CO 277461109 40 1000 SH SOLE 1000 0 0
EATON CORP COM 278058102 73 1200 SH SOLE 1200 0 0
EATON CORP COM 278056102 6 100 SH DEFINED 100 0 0
EATON CORP COM 278058102 40 650 SH SOLE 650 0 0
ECHELON CORP 27874N105 2 100 SH SOLE 100 0 0
EDWARDS
LIFESCIENCES CORP 28176E108 5 240 SH SOLE 240 0 0
EEX CORP COM NEW 26842V207 0 66 SH SOLE 66 0 0
EL PASO ENERGY CORP
DEL COM 283905107 12 200 SH DEFINED 0 200 0
ELAN PLC ADR 284131208 10 200 SH SOLE 200 0 0
ELECTRONIC DATA SYS
CORP NEW 285661104 99 2400 SH SOLE 2400 0 0
EMC CORP 268648102 4 50 SH SOLE 50 0 0
EMERSON ELEC CO COM 291011104 33 500 SH SOLE 500 0 0
EMERSON ELEC CO COM 291011104 33 500 SH SOLE 500 0 0
EMERSON ELECTRIC CO 291011104 33 500 SH SOLE 500 0 0
EMERSON ELECTRIC CO 291011104 23 350 SH DEFINED 350 0 0
ENCORE WIRE CORP COM 292562105 143 20174 SH SOLE 20174 0 0
ENERGY EAST CORP COM 29266M109 0 28 SH SOLE 28 0 0
ENGELHARD CORP COM 292845104 4 253 SH DEFINED 0 253 0
ENRON CORP COM 293561106 17 200 SH SOLE 200 0 0
ENRON CORP 293561106 70 eoo SH SOLE 800 0 0
ENTERGY 65 SERIES
PRD 4.56% 29364D407 1 18 SH SOLE 18 0 0
ENTERGY ARK INC PFD
$6.08 29364D605 4 60 SH SOLE 60 0 0
ENTERGY ARK INC PFD
$7.32 29364D704 21 229 SH SOLE 229 0 0
ENTERGY ARK INC PFD
$7.40 29364D829 8 90 SH SOLE 90 0 0
ENTERGY ARK INC PFD
$7.80 29364D803 10 100 SH SOLE 100 0 0
ENTERGY ARK INC PFD
$7.88 29364D852 14 145 SH SOLE 145 0 0
ENTERGY CORP 29364G103 47 1275 SH SOLE 1275 0 0
ENTERGY CORP NEW COM 29364G103 122 3300 SH SOLE 3300 0 0
ENTERGY CORP NEW COM 29364G103 22 593 SH DEFINED 593 0 0
ENTERGY CORP NEW COM 29364G103 26 720 SH SOLE 720 0 0
EQUINOX - OPHILIA
TODD 10400 COM 271995367 0 1 PRN SOLE 1 0 0
ETHAN ALLEN
INTERIORS 297602104 6 225 SH DEFINED 225 0 0
EXXON MOBIL CORP 30231G102 3089 34665 SH SOLE 33561 1104 0
EXXON MOBIL CORP COM 30231G102 1957 21970 SH SOLE 21970 0 0
EXXON MOBIL CORP 30231G102 725 8140 SH DEFINED 3740 4400 0
EXXON MOBIL CORP COM 30231G102 332 3730 SH DEFINED 3730 0 0
FAIRFIELD CMNTYS INC COM PAR $0.01 304231301 187 18500 SH SOLE 18500 0 0
FEDERAL NATL MTG
ASSN COM 313586109 21 300 SH SOLE 300 0 0
FEDERAL REALTY INVT
TR SH BEN INT NEW 313747206 13 685 SH SOLE 0 0 685
FEDERATED BOND FUND
#198 31420F400 17 1970 SH SOLE 1970 0 0
FEDERATED HIGH
YIELD TR SH BEN INT NEW 314197104 422 56904 SH
FEDERATED STK TR SH BEN INT 31390010R 38 1075 SH SOLE 1075 0 0
FEDEX CORPORATION 31428X106 8 200 SH SOLE 200 0 0
FIRST COMMUNITY
BANK NA NPT 329000996 2 2000 SH SOLE 2000 0 0
FIRST NAT'L
ENTERTAINMENT CORP 320940109 0 388 SH DEFINED 388 0 0
FIRST STAUNTON
BANCSHARES CL-A VI 90008J994 0 42 SH SOLE 42 0 0
FIRST STAUNTON
BANCSHARES CL-B NV 90008K991 0 374 SH SOLE 314 0 0
FIRST TENN NATL CORP COM 337162101 4 200 SH SOLE 200 0 0
FIRST UN CORP COM 337358105 56 1760 SH SOLE 1760 0 0
FIRST UN CORP COM 337358105 3 118 SH DEFINED 118 0 0
FLEETBOSTON
FINANCIAL CORP 339030108 50 1301 SH SOLE 1301 0 0
FLEETBOSTON
FINANCIAL CORP 339030108 27 700 SH SOLE 700 0 0
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FORD MOTOR CREDIT
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FORD MOTOR CREDIT
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FRANKLIN FED TAX
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GEMSTAR TV GUIDE
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GENERAL ELEC CO COM 369604103 253 4400 SH DEFINED 4400 0 0
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GENERAL ELECTRIC CO 369604103 4266 73968 SH SOLE 73968 0 0
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CORP COM 372430108 20 1000 SH SOLE 1000 0 0
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GEORGIA PAC CORP 373298108 94 4000 SH SOLE 4000 0 0
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GERON CORP COM 374163103 8 300 SH SOLE 300 0 0
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GOODYEAR TIRE &
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GPU INC 36225X100 12 400 SH SOLE 400 0 0
GREAT LAKES CHEM
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GREAT LAKES CHEM
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GRUY PETRO MGMT
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GTE CORP CLASS
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HARRIS SHORT/
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HILLSIDE MANOR
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IBM CORP 459200101 1792 15936 SH SOLE 15736 200 0
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ICN PHARMACEUTICALS
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INTERNATIONAL
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INTERNATIONAL
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INTERNATIONAL
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INTERNATIONAL
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J P MORGAN CO INC 616880100 363 2225 SH SOLE 2225 0 0
JAMUS INVT FD SH BEN INT 471023101 23 523 SH SOLE 523 0 0
JANUS WORLDWID FUND
#41 471023309 94 1276 SH SOLE 1276 0 0
JDS UNIPHASE CORP COM 46612J101 17 180 SH SOLE 180 0 0
JEFFERSON PILOT
CORPORATION 475070108 20 300 SH DEFINED 300 0 0
JOHNS MANVILLE CORP 478129109 3 292 SH SOLE 0 292 0
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KANSAS CITY PWR &
LT CO COM 485134100 26 1000 SH SOLE 0 0 1000
KELLOGG CO 487836108 4 200 SH SOLE 200 0 0
KERR-MCGEE
CORPORATION INC 492386107 1 25 SH SOLE 25 0 0
KIMBERLY CLARK CORP COM 494368103 5 100 SH SOLE 100 0 0
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KING
PHARMACEUTICALS INC 495582108 11 337 SH SOLE 337 0 0
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LACLEDE GAS CO COM 505588103 19 900 SH DEFINED 900 0 0
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LENNOX INTL INC COM 526107107 4 500 SH SOLE 500 0 0
LG&E ENERGY CORP COM 501917108 40 1670 SH SOLE 0 1670 0
LIFEPOINT HOSPITALS
INC COM 53219L109 2 65 SH DEFINED 0 65 0
LILLY ELI & CO COM 532457108 340 4200 SH SOLE 4200 0 0
TITLE VOTING AUTHORITY
OF VALUE SHARES/ SH/ PUT/ INVSMT OTHER --------------------------
NAME OF ISSUER CLASS CUSIP (X$100) PRN AMT PRN CALL DSCRETN MANAGER SOLE SHARED NONE
-------------------- ----------------- ---- ------ ------- --- ---- ------- ------- ------- -------- -------
LILLY ELI &, CO COM 532457108 56 700 SH DEFINED 700 0 0
LILLY ELI & CO COM 532457108 458 5650 SH SOLE 5650 0 0
LION OIL 05-0260
680260(246) 493995369 0 1 PRN SOLE 1 0 0
LION OIL 05-0261
(DRIP) 494995368 0 1 PRN SOLE 1 0 0
LION OIL 48-0260 RI
& ORI 494990104 0 1 PRN SOLE 1 0 0
LION OIL 68-0261 RI
& ORI 493990105 0 1 PRN SOLE 1 0 0
LION OIL 68-0366 135990109 0 1 PRN SOLE 1 0 0
LION OIL CO #18-1896 496990102 0 1 PRN SOLE 1 0 0
LIQUID AUDIO INC 53631T102 0 25 SH SOLE 25 0 0
LML PAYMENT SYSTEMS
INC 50208P109 25 3900 SH SOLE 3900 0 0
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LSI LOGIC CORP COM 502161102 14 500 SH SOLE 500 0 0
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LUBRIZOL CORP NEW 549271104 15 800 SH SOLE 800 0 0
LUCENT TECHNOLOGIES
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LUCENT TECHNOLOGIES
INC COM 549463107 406 13334 SH SOLE 13134 200 0
LUCENT TECHNOLOGIES
INC COM 549463107 857 28120 SH SOLE 27920 200 0
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MCDONALDS CORP COM 580135101 48 1600 SH SOLE 1600 0 0
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MEDTRONIC INC COM 585055106 29 560 SH SOLE 560 0 0
MEDTRONIC INC COM 585055106 46 900 SH SOLE 900 0 0
MELLON FINL CORP COM 58551A108 37 800 SH SOLE 800 0 0
MELLON FINL CORP 58551A108 9 200 SH SOLE 200 0 0
MERCK & CO INC COM 589331107 14 200 SH DEFINED 200 0 0
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MERCK & CO INC COM 589331107 1773 23825 SH SOLE 23575 250 0
MERCK & CO INC COM 589331107 152 2050 SH DEFINED 1650 0 400
MERCK & CO INC 589331107 96 1300 SH DEFINED 1300 0 0
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MERLIN MORRIS FARMS
INC. 546001991 2 2679 SH SOLE 2679 0 0
MERRILL LYNCH CORP
BD FD INC HI INCOME CL A 590907101 15 2536 SH SOLE 2536 0 0
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MFS INTER INCOME TR SH BEN INT 55273C107 19 3100 SH SOLE 3100 0 0
MGIC INVT CORP WIS COM 552848103 30 500 SH SOLE 500 0 0
MICROSOFT CORP COM 594918104 502 8325 SH SOLE 8325 0 0
MICROSOFT CORP 594918104 205 3400 SH SOLE 3400 0 0
MICROSOFT
CORPORATION 594918104 670 11110 SH SOLE 11010 100 0
MICROSOFT
CORPORATION 594918104 24 400 SH DEFINED 400 0 0
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CO COM 604059105 63 700 SH SOLE 700 0 0
MINNESOTA MNG & MFG
CO 604059105 55 606 SH SOLE 606 0 0
MISSISSIPPI CHEMICAL 598001998 0 2 SH SOLE 2 0 0
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WITTER & CO 617446448 55 612 SH SOLE 612 0 0
MORRISON MGMT
SPECIALIST INC 618459101 3 115 SH DEFINED 115 0 0
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MOTOROLA INC 620076109 339 12025 SH SOLE 12025 0 0
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MOTOROLA INC 620076109 203 7218 SH SOLE 7218 0 0
MOTOROLA
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MOTOROLA
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MUN INSD NATL UNIT
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CORP NEW 656568102 5 100 SH SOLE 100 0 0
NORTHERN STATES
POWER 98389B100 139 5062 SH SOLE 5062 0 0
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COMPANY NTRS 665859104 158 1780 SH SOLE 1780 0 0
NORTHERN TRUST
COMPANY NTRS 665859104 355 4000 SH DEFINED 4000 0 0
OCCIDENTAL PETE
CORP DEL COM 674599105 28 1303 SH SOLE 803 500 0
OFFICE DEPOT 676220106 5 750 SH SOLE 750 0 0
OKLAHOMA GAS & ELEC
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OLIN CORP COM PAR $1 680665205 13 808 SH SOLE 0 808 0
OMNICOM GROUP 681919106 72 1000 SH SOLE 1000 0 0
TITLE VOTING AUTHORITY
OF VALUE SHARES/ SH/ PUT/ INVSMT OTHER --------------------
NAME OF ISSUER CLASS CUSIP (X$100) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------ ------- ----- ------- ------- --- ---- ------- -------- ------ ------- -----
OPTI INC 683960108 65 12000 SH SOLE 12000 0 0
ORACLE CORP COM 68389X105 393 5000 SH SOLE 5000 0 0
ORACLE CORP COM 68389X105 78 1000 SH DEFINED 1000 0 0
ORACLE CORP COM 68389X105 267 3400 SH SOLE 3400 0 0
PACIFIC CENTURY
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PACTIV CORP 695257105 2 200 SH DEFINED 200 0 0
PACTIV CORP 695257105 5 500 SH SOLE 500 0 0
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PALM INC COM 696642107 68 1297 SH DEFINED 1297 0 0
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PEGASUS
COMMUNICATIONS CORP CL A 705904100 4 100 SH SOLE 100 0 0
PENNEY J C INC COM 708160106 9 782 SH SOLE 782 0 0
PEOPLES ENERGY CORP COM 711030106 6 200 SH SOLE 200 0 0
PEOPLES ENERGY CORP COM 711030106 16 500 SH DEFINED 500 0 0
PEOPLES HLDG CO COM 711148106 7 367 SH SOLE 367 0 0
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PEPSICO INC COM 713448108 92 2000 SH SOLE 1867 133 0
PEPSICO INC COM 713448108 50 1100 SH DEFINED 0 1100 0
PEPSICO INC COM 713448108 478 10400 SH SOLE 9200 1200 0
PEPSICO INC COM 713448108 73 1600 SH DEFINED 1600 0 0
PEPSICO INC COM 713448108 19 430 SH DEFINED 430 0 0
PEPSICO INC COM 713448108 605 13156 SH SOLE 13156 0 0
PETROGULF CORP
LEASE 8-2000 728995366 0 1 PRN SOLE 1 0 0
PETROQUEST
EXPLORATION 009990102 0 1 PRN SOLE 1 0 0
PFIZER INC 717081103 107 2400 SH DEFINED 2400 0 0
PFIZER INC COM 717081103 1000 22274 SH SOLE 22274 0 0
PFIZER INC COM 717081103 40 900 SH DEFINED 900 0 0
PFIZER INC COM 717081103 745 16599 SH SOLE 16299 300 0
PFIZER INC 717081103 2902 64606 SH SOLE 64606 0 0
PG&E CORP COM 69331C108 6 250 SH DEFINED 250 0 0
PHARMACIA CORP COM 71713U102 1255 20860 SH SOLE 17060 3800 0
PHARMACIA CORP COM 71713U102 83 1380 SH DEFINED 880 500 0
PHELPS DODGE CORP COM 717265102 0 20 SH SOLE 20 0 0
PHELPS DODGE CORP COM 717265102 20 500 SH DEFINED 500 0 0
PHILIP MORRIS COS
INC COM 718154107 76 2616 SH SOLE 2616 0 0
PHILIP MORRIS COS
INC COM 718154107 28 975 SH SOLE 975 0 0
PHILLIP/AMEXPLORATION-
CRONEA 719995367 0 1 PRN SOLE 1 0 0
PHILLIPS PETE CO 718507106 137 2186 SH SOLE 2186 0 0
PHILLIPS PETROLEUM
CO COM 718507106 6 100 SH SOLE 100 0 0
PITNEY BOWES INC COM 724479100 2 72 SH SOLE 72 0 0
PORT GIBSON CAPITAL
CORP 715995361 336 8000 SH SOLE 8000 0 0
PORT GIBSON
PROPERTIES, INC 723995361 4 4100 SH SOLE 4100 0 0
POTLATCH CORP PCH 737628107 4 150 SH SOLE 150 0 0
POTOMAC ELEC PWR CO COM 737679100 5 200 SH SOLE 200 0 0
POTOMAC ELECTRIC
POWER 737679100 6 270 SH SOLE 270 0 0
PPG INDUSTRIES INC 693506107 31 800 SH SOLE 800 0 0
PRAIRIE FARMERS
ASSOC. RESERVES (BE) 711000992 1 1769 SH SOLE 1769 0 0
PRAIRIE FARMERS
ASSOCIATION NUMBER 00888 722000999 0 1 SH SOLE 1 0 0
PRAXAIR INC COM 74005P104 11 300 SH DEFINED 300 0 0
PRICE T ROWE TX FR
HI YLD FDCOM 741486104 8 768 SOLE 768 0 0
PRIMEX TECHNOLOGIES
INC COM 741597108 14 510 SH SOLE 0 510 0
PRISON REALTY TRUST 74264N105 3 3000 SH SOLE 3000 0 0
PROCTER & GAMBLE CO COM 742718109 198 2970 SH SOLE 2720 250 0
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PROCTER & GAMBLE CO COM 742718109 217 3250 SH DEFINED 3250 0 0
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PUBLIC SVC
ENTERPRISE GROUP COM 744573106 44 1000 SH SOLE 1000 0 0
QLOGIC CORP COM 747277101 22 250 SH SOLE 250 0 0
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QUALCOM INC 747525103 14 200 SH SOLE 200 0 0
QWEST
COMMUNICATIONS INTL 749121109 0 6 SH SOLE 6 0 0
QWEST
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RALCORP HLDGS INC
NEW COM 751028101 0 66 SH DEFINED 0 0 66
RALSTON PURINA CO COM RAL-PUR GP 751277302 14 609 SH DEFINED 0 0 609
RAYTHEON CO CL B 755111408 34 1200 SH SOLE 1200 0 0
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REGIONS FINANCIAL 758940100 40 1786 SH DEFINED 0 1786 0
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REGIONS FINL CORP COM 758940100 329 14511 SH SOLE 14511 0 0
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REUTERS GROUP PLC 76132M102 19 173 SH SOLE 173 0 0
ROHM & HAAS CO COM 775371107 5 200 SH SOLE 200 0 0
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ROYAL DUTCH PETE CO NY REG GLD1.25 780257804 71 1200 SH SOLE 1200 0 0
RUBY TUESDAY INC 781182100 14 1260 SH DEFINED 1260 0 0
SAFECO CORP COM 786429100 27 1000 SH SOLE 1000 0 0
SARA LEE CORP COM 803111103 12 600 SH SOLE 600 0 0
SARA LEE CORP COM 803111103 16 800 SH SOLE 800 0 0
SBC COMMUNICATIONS
INC COM 78387G103 265 5300 SH SOLE 5300 0 0
SBC COMMUNICATIONS
INC COM 78387G103 1304 26083 SH SOLE 25626 457 0
SBC COMMUNICATIONS
INC COM 78387G103 30 600 SH DEFINED 600 0 0
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DISCOVERY FD 378947501 20 544 SH SOLE 544 0 0
SEAGATE TECHNOLOGY COM 811804103 69 1000 SH SOLE 1000 0 0
SEARS ROEBUCK & CO COM 812387108 55 1720 SH SOLE 1720 0 0
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SEMPRA ENERGY AKA
ENOVA CORP 816851109 4 200 SH SOLE 200 0 0
SERVICEMASTER CO 81760N109 7 800 SH SOLE 800 0 0
SEVEN J STOCK FARM. 787991066 0 10 SH SOLE 10 0 0
SHEFFIELD
PHARMACEUTICALS IC DELAWARE 82123D309 123 18000 SH SOLE 18000 0 0
SHELL TRANS &
TRADING PLC NEW YRK SH NEW 822703609 88 1800 SH DEFINED 1800 0 0
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SIMMONS 1ST NATL
CORP CL A $5 PAR 828730200 133 6600 SH SOLE 6600 0 0
SIMMONS 1ST NATL
CORP CL A $5 PAR 828730200 5 250 SH DEFINED 250 0 0
SIMMONS 1ST NATL
CORP CL A $5 PAR 828730200 48 2423 SH SOLE 2423 0 0
SMACKOVER
BANCSHARES INC 812004992 0 673 SH SOLE 673 0 0
SMITHKLINE BEECHAM
PLC 832378301 34 500 SH SOLE 500 0 0
SOLUTIA INC COM 834376105 56 4948 SH SOLE 3794 1154 0
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SONY CORP 835699307 100 1000 SH DEFINED 0 1000 0
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SPACELABS MED INC COM 846247104 0 72 SH SOLE 0 72 0
SPRINT CORP PCS
GROUP 852061506 3 100 SH SOLE 100 0 0
ST JUDE MED INC COM 790849103 10 200 SH SOLE 200 0 0
ST PAUL COMPANIES
INC COMMON STOCK 792860108 45 914 SH SOLE 914 0 0
STAFFMARK
INC/EDGEWATER TECH 280358102 5 1000 SH DEFINED 1000 0 0
STILLWELL FINANCIAL
INC 860831106 26 600 SH SOLE 600 0 0
STRONG MUNICIPAL
BOND FD 86335E104 28 3223 SOLE 3223 0 0
SUN MICROSYSTEMS INC COM 866810104 105 900 SH SOLE 900 0 0
SUN MICROSYSTEMS INC COM 866810104 5 50 SH SOLE 50 0 0
SUNGARD DATA SYS INC COM 867363103 4 100 SH SOLE 100 0 0
SUNOCO INC COM 86764P109 18 700 SH SOLE 700 0 0
SUNOCO INC COM 86764P109 43 1628 SH SOLE 1628 0 0
SYNOPSYS INC COM 871607107 3 100 SH SOLE 100 0 0
SYSCO CORP 871829107 92 2000 SH SOLE 2000 0 0
TAIWAN
SEMICONDUCTOR MFG CO SP ADR 874039100 8 400 SH SOLE 400 0 0
TARGET CORP 87612E106 10 400 SH SOLE 400 0 0
TECO ENERGY INC COM 872375100 8 300 SH SOLE 300 0 0
TECO ENERGY INC COM 872375100 23 800 SH DEFINED 800 0 0
TELLABS INC COM 879664100 42 900 SH SOLE 900 0 0
TELOCITY INC COM 87971D103 9 3000 SH SOLE 3000 0 0
TEMPLE INLAND INC COM 879868107 15 400 SH SOLE 400 0 0
TENNECO AUTOMOTIVE
INC USD 880349105 0 80 SH SOLE 80 0 0
TEXACO INC COM 881694103 26 500 SH SOLE 500 0 0
TEXACO INC COM 881694103 81 1547 SH SOLE 1547 0 0
TEXARKANA FIRST
FINANCIAL
CORPORATION COM 881801104 199 8725 SH SOLE 7900 700 125
TEXARKANA FIRST
FINANCIAL CORP COM 881801104 260 11400 SH DEFINED 11400 0 0
TEXAS BIOTECHNOLOGY
CORP 88221T104 1 100 SH SOLE 100 0 0
TEXAS INSTRS INC COM 882508104 56 1200 SH SOLE 1200 0 0
TEXAS INSTRS INC COM 882508104 75 1600 SH SOLE 1600 0 0
TEXTRON INC COM 883203101 4 100 SH SOLE 100 0 0
THE MUN INSURED
NAT'L TR S5 626223242 0 5 SH SOLE 5 0 0
TIFFANY & CO NEW 886547108 84 2200 SH SOLE 2200 0 0
TIME WARNER INC COM 887315109 19 250 SH SOLE 250 0 0
TRANS-GULF
PETROLEUM CORP LA CLOSELY HELD 858001993 0 10 SH SOLE 10 0 0
TRANSOCEAN SEDCO
FOREX INC G90078109 4 77 SH DEFINED 77 0 0
TRANSOCEAN SEDCO
FOREX INC G90078109 70 1200 SH SOLE 1200 0 0
TRAVIS BOATS & MTRS
INC COM 894363100 0 200 SH SOLE 200 0 0
TRI CONTINENTAL
CORPORATION 895436103 105 4030 SH SOLE 4030 0 0
TRIAD HOSPITALS INC COM 89579K109 1 65 SH DEFINED 0 65 0
TRIBUNE COMPANY 896047107 52 1200 SH SOLE 1200 0 0
TXU CORP 873168108 9 250 SH DEFINED 250 0 0
TXU CORP 873168108 118 3000 SH SOLE 3000 0 0
TYCO INTL LTD NEW 902124106 5 100 SH SOLE 100 0 0
TYCO INTL LTD NEW
COM 902124106 83 1608 SH SOLE 1608 0 0
TYSON FOODS INC CL A 902494103 154 15450 SH DEFINED 15000 0 450
TYSON FOODS INC CL A 902494103 7 750 SH SOLE 750 0 0
U S G CORP COM NEW 903293405 7 300 SH SOLE 0 300 0
ULTRAMAR DIAMOND
SHAMROCK CP 904000106 5 210 SH SOLE 210 0 0
UNICOM CORP COM 904911104 28 500 SH DEFINED 500 0 0
UNION CARBIDE CORP COM 905581104 11 300 SH DEFINED 300 0 0
UNION CARBIDE CORP COM 905581104 11 300 SH SOLE 300 0 0
UNION PAC CORP COM 907818108 26 693 SH SOLE 568 125 0
UNION PAC CORP COM 907818108 153 3950 SH DEFINED 150 3800 0
UNION PLANTERS CORP COM 908068109 6 200 SH SOLE 200 0 0
UNISYS CORP 909214108 6 540 SH SOLE 540 0 0
UNIT
AGREEMENT-SMACKOVERU
NIT 275995363 0 1 PRN SOLE 1 0 0
UNITED ARKANSAS
CORPORATION 907000996 0 1200 SH DEFINED 0 0 1200
UNITED AUTO GROUP
INC COM 909440109 83 10105 SH SOLE 10105 0 0
UNITED PARCEL
SERVICE - CLB 911312106 2 50 SH SOLE 50 0 0
USA TRUCK INC COM 902925106 574 106999 SH SOLE 106999 0 0
USX-U S STL COM 90337T101 3 200 SH DEFINED 200 0 0
USX-U S STL COM 90337T101 7 500 SH SOLE 500 0 0
UTILICORP UTD INC COM 918005109 99 3856 SH SOLE 3856 0 0
VAN KAMPEN AMERICAN
CAPITAL PRIME RATE 920914108 56 5997 SH SOLE 5997 0 0
VANG INDEX EXT MKT
#98 922908207 21 563 SH SOLE 563 0 0
VERIZON
COMMUNICATIONS INC 92343V104 971 20050 SH SOLE 20050 0 0
VERIZON
COMMUNICATIONS INC 92343V104 111 2300 SH DEFINED 2300 0 0
VERIZON
COMMUNICATIONS INC 92343V104 319 6589 SH SOLE 4575 194 1820
VERIZON
COMMUNICATIONS INC 92343V104 17 366 SH DEFINED 366 0 0
VIALINK CO COM 92552Q101 3 450 SH SOLE 450 0 0
VIROPHARMA, INC 928241108 2 100 SH SOLE 100 0 0
VISTEON CORP COM 92839U107 3 218 SH SOLE 218 0 0
VISTEON CORP COM 92839U107 0 13 SH DEFINED 13 0 0
VISTEON CORP 92839U107 3 235 SH SOLE 235 0 0
VLASIC FOODS INTL
INC COM 928559103 0 100 SH SOLE 100 0 0
VODAFONE GROUP PLC
NEW 92857W100 17 470 SH SOLE 335 135 0
WACHOVIA CORPORATION 929771103 328 5800 SH SOLE 5800 0 0
WAL MART STORES INC COM 931142103 1397 29050 SH SOLE 26550 2500 0
WAL MART STORES INC COM 931142103 261 5433 SH DEFINED 753 3000 1680
WAL MART STORES INC COM 931142103 9 200 SH DEFINED 200 0 0
WAL MART STORES INC COM 931142103 426 8860 SH SOLE 8860 0 0
WAL MART STORES INC COM 931142103 33 686 SH DEFINED 686 0 0
WAL MART STORES INC COM 931142103 1071 22273 SH SOLE 22273 0 0
WALGREEN CO COM 931422109 216 5700 SH SOLE 5700 0 0
WALMART DE MEXICO S
A DE CV B SER 93114W206 1 558 SH SOLE 558 0 0
WALSH HEALTH CARE
SOLUTIONS INC 937001998 0 3 SH SOLE 3 0 0
WALT DISNEY CO 254687106 3 100 SH SOLE 100 0 0
WASHINGTON MUT INC COM 939322103 15 400 SH SOLE 400 0 0
WASTE MGMT INC DEL COM 94106L109 0 1 SH DEFINED 0 0 1
WAUSAU-MOSINEE
PAPER CORP CO 943315101 4 550 SH SOLE 550 0 0
WELLS FARGO & CO NEW COM 949746101 9 200 SH SOLE 200 0 0
WELLS FARGO & CO NEW COM 949746101 45 1000 SH SOLE 1000 0 0
WESTERN RES INC COM 959425109 4 200 SH SOLE 200 0 0
WEYERHAEUSER CO COM 962166104 20 500 SH SOLE 500 0 0
WEYERHAEUSER CO COM 962166104 133 3300 SH SOLE 3300 0 0
WICKFORD ENERGY
D0#9601100 498990100 0 1 PRN SOLE 1 0 0
WILLIAMS COS INC DEL COM 969457100 12 300 SH SOLE 300 0 0
WISCONSIN AVE
DEVELOPMENT CORP 073995367 4 48 SH SOLE 48 0 0
WM WRIGLEY JR
COMPANY COM 982526105 7 100 SH SOLE 100 0 0
WORLDCOM INC GA NEW COM 98157D106 224 7400 SH SOLE 7400 0 0
WORLDCOM INC GA NEW COM 98157D106 151 5000 SH SOLE 5000 0 0
WORLDCOM INC GA NEW COM 98157D106 18 600 SH DEFINED 300 0 300
XCEL ENERGY INC COM 98389B100 8 294 SH SOLE 0 0 294