SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                ----------------

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported): August 6, 2002

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                           PRUDENTIAL FINANCIAL, INC.
             (Exact name of registrant as specified in its charter)

           New Jersey                001-16707                   22-3703799
(State or other jurisdiction      (Commission File)          (I.R.S. Employer
    of incorporation) Number)                                Identification No.)


                                751 Broad Street
                            Newark, New Jersey 07102
              (Address of principal executive offices and zip code)

                                 (973) 802-6000
              (Registrant's telephone number, including area code)



Item 5.  Other Information.

         On August 6, 2002, Prudential Financial, Inc., a New Jersey
Corporation, issued a press release announcing second quarter 2002 results, a
copy of which is attached hereto as Exhibit 99.0 and is incorporated herein by
reference.

Item 9.  Regulation FD Disclosure.

         Prudential Financial, Inc. furnishes herewith, as Exhibit 99.1, the
Quarterly Financial Supplement for its Financial Services Businesses for the
quarterly period ended June 30, 2002.


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                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

Date: August 6, 2002       Prudential Financial, Inc.

                                  By: /s/  Anthony S. Piszel
                                  --------------------------------------------
                                  Name: Anthony S. Piszel
                                        Title: Controller (Principal Accounting
                                        Officer)

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                                  Exhibit Index

Exhibit
No.                               Description
---------- ----------------------------------------------------------
99.0     Press Release of Prudential Financial, Inc., dated August 6,2002.

99.1     Quarterly Financial Supplement for the Financial Services Businesses of
         Prudential Financial, Inc. for the Quarterly Period ended June 30,
         2002.


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