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 Please read the relevant prospectus, which contains material terms of the
securities and important risks that you should consider, before investing. If
the securities are Capital Protected Notes, please bear in mind that they
protect your principal invested only against any decline in the underlying
market measure at maturity. They are not guaranteed or insured by the Federal
Deposit Insurance Corporation (FDIC) or secured by collateral, nor are they
obligations of or guaranteed by the UK government. All payments due on Capital
Protected Notes remain subject to the credit risk of the issuer and its parent
company.

Disclaimer
Prices provided through the website are indicative only and thus may reflect
estimates or approximations rather than actual prices at which we would
transact in a note or other financial instrument. These prices may be generated
by an automatic system that takes various factors into consideration, including
information obtained from third parties. We may carry the related notes or
financial instruments on our books at prices other than those provided through
the website. In addition, assuming no change in market conditions and all other
relevant factors remaining constant, any secondary prices will likely be lower
than the issue price since the issue prices included, and the secondary market
prices are likely to exclude, commission, discounts, costs or mark-ups with
respect to the notes or financial instruments, as well as the profit component
included in the cost of hedging our obligations under these securities.

Prices on the website (including those of listed securities on any U.S.
securities exchange or quotation system) might lag actual market prices. Prices
should therefore be used as a general guide only and should not be understood
as the price at which we would purchase or make a bid for a security or as a
guarantee by us of the accuracy or currency of such prices or of the realizable
value of the related securities.

The information on the website reflects certain assumptions and is derived from
proprietary models based upon well recognized financial principles and
reasonable estimates about market conditions. Valuations and prices based on
other models or different assumptions may yield different results. The
information may not reflect the prices or valuation you would obtain from any
other source, or which you would receive from another dealer.

Information on the website regarding the performance of a security or the
underlying or any other financial instrument always relates to the past. Past
performance is not indicative of future results.

SEC Legend
The Royal Bank of Scotland N.V. ("RBS N.V.") and The Royal Bank of Scotland plc
("RBS plc") have each filed a registration statement (including a prospectus)
with the United States Securities and Exchange Commission (the "SEC") for the
offering of securities that are issued by RBS N.V. and guaranteed by RBS
Holdings N.V. or that are issued by RBS plc and guaranteed by The Royal Bank of
Scotland Group plc. Before you invest in any securities referenced on this
website, you should read the prospectus in the relevant registration statement
and other documents that have been filed with the SEC for more complete
information about relevant issuer and guarantor, and their respective
offerings. You may get these documents for free by visiting EDGAR on the SEC's
website at www.sec.gov. Alternatively, RBS N.V., RBS plc, or their affiliates
will arrange to send you the prospectus if you request it by calling toll free
1-(888) 644-2048.

** From close of business yesterday

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