Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
ROESKE RICHARD
   2. Issuer Name and Ticker or Trading Symbol
UNITRIN INC [UTR] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) __X__ Other (specify below)
Vice President & / Principal Accounting Officer
(Last)
(First)
(Middle)
ONE EAST WACKER DRIVE		 3. Date of Earliest Transaction (Month/Day/Year)
11/10/2005
(Street)

CHICAGO, IL 60601		 4. If Amendment, Date Original Filed(Month/Day/Year)
 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 11/10/2005   M   5,150 A $ 42 36,848.155 (2) D  
Common Stock 11/10/2005   M   2,334 A $ 42.2 39,182.155 (2) D  
Common Stock 11/10/2005   M   499 A $ 43.07 39,681.155 (2) D  
Common Stock 11/10/2005   M   983 A $ 43.07 40,664.155 (2) D  
Common Stock 11/10/2005   M   1,079 A $ 43.07 41,743.155 (2) D  
Common Stock 11/10/2005   M   370 A $ 43.07 42,113.155 (2) D  
Common Stock 11/10/2005   M   657 A $ 43.07 42,770.155 (2) D  
Common Stock 11/10/2005   M   5,065 A $ 43.07 47,835.155 (2) D  
Common Stock 11/10/2005   M   2,150 A $ 43.07 49,985.155 (2) D  
Common Stock 11/10/2005   M   1,947 A $ 43.07 51,932.155 (2) D  
Common Stock 11/10/2005   M   107 A $ 43.07 52,039.155 (2) D  
Common Stock 11/10/2005   M   1,155 A $ 43.07 53,194.155 (2) D  
Common Stock 11/10/2005   M   1,241 A $ 43.07 54,435.155 (2) D  
Common Stock 11/10/2005   M   2,500 A $ 43.1 56,935.155 (2) D  
Common Stock 11/10/2005   F   23,955 (1) D $ 46.06 32,980.155 (2) D  

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Employee Stock Options (3) $ 42 11/10/2005   M     5,150 11/01/2005 05/01/2012 Common Stock 5,150 $ 0 0 (4) D  
Employee Stock Options (3) $ 46.06 11/10/2005   A   4,829   05/10/2006 05/01/2012 Common Stock 4,829 $ 0 4,829 (4) D  
Employee Stock Options (3) $ 42.2 11/10/2005   M     2,334 02/27/2005 02/05/2013 Common Stock 2,334 $ 0 0 (4) D  
Employee Stock Options (3) $ 46.06 11/10/2005   A   2,195   05/10/2006 02/05/2013 Common Stock 2,195 $ 0 2,195 (4) D  
Employee Stock Options (3) $ 43.07 11/10/2005   M     499 05/03/2005 01/31/2006 Common Stock 499 $ 0 0 (4) D  
Employee Stock Options (3) $ 43.07 11/10/2005   M     983 05/03/2005 01/31/2006 Common Stock 983 $ 0 0 (4) D  
Employee Stock Options (3) $ 43.07 11/10/2005   M     1,079 05/03/2005 05/14/2007 Common Stock 1,079 $ 0 0 (4) D  
Employee Stock Options (3) $ 46.06 11/10/2005   A   1,028   05/10/2006 05/14/2007 Common Stock 1,028 $ 0 1,028 (4) D  
Employee Stock Options (3) $ 43.07 11/10/2005   M     370 05/03/2005 05/14/2007 Common Stock 370 $ 0 0 (4) D  
Employee Stock Options (3) $ 46.06 11/10/2005   A   352   05/10/2006 05/14/2007 Common Stock 352 $ 0 352 (4) D  
Employee Stock Options (3) $ 43.07 11/10/2005   M     657 05/03/2005 05/14/2007 Common Stock 657 $ 0 0 (4) D  
Employee Stock Options (3) $ 46.06 11/10/2005   A   626   05/10/2006 05/14/2007 Common Stock 626 $ 0 626 (4) D  
Employee Stock Options (3) $ 43.07 11/10/2005   M     5,065 05/03/2005 05/13/2008 Common Stock 5,065 $ 0 0 (4) D  
Employee Stock Options (3) $ 46.06 11/10/2005   A   4,832   05/10/2006 05/13/2008 Common Stock 4,832 $ 0 4,832 (4) D  
Employee Stock Options (3) $ 43.07 11/10/2005   M     2,150 05/03/2005 05/02/2011 Common Stock 2,150 $ 0 0 (4) D  
Employee Stock Options (3) $ 46.06 11/10/2005   A   2,051   05/10/2006 05/02/2011 Common Stock 2,051 $ 0 2,051 (4) D  
Employee Stock Options (3) $ 43.07 11/10/2005   M     1,947 05/03/2005 05/03/2010 Common Stock 1,947 $ 0 0 (4) D  
Employee Stock Options (3) $ 46.06 11/10/2005   A   1,857   05/10/2006 05/03/2010 Common Stock 1,857 $ 0 1,857 (4) D  
Employee Stock Options (3) $ 43.07 11/10/2005   M     107 05/03/2005 05/03/2010 Common Stock 107 $ 0 0 (4) D  
Employee Stock Options (3) $ 46.06 11/10/2005   A   102   05/10/2006 05/03/2010 Common Stock 102 $ 0 102 (4) D  
Employee Stock Options (3) $ 43.07 11/10/2005   M     1,155 05/03/2005 05/03/2010 Common Stock 1,155 $ 0 0 (4) D  
Employee Stock Options (3) $ 46.06 11/10/2005   A   1,102   05/10/2006 05/03/2010 Common Stock 1,102 $ 0 1,102 (4) D  
Employee Stock Options (3) $ 43.07 11/10/2005   M     1,241 05/03/2005 02/05/2013 Common Stock 1,241 $ 0 0 (4) D  
Employee Stock Options (3) $ 46.06 11/10/2005   A   1,183   05/10/2006 02/05/2013 Common Stock 1,183 $ 0 1,183 (4) D  
Employee Stock Options (3) $ 43.1 11/10/2005   M     2,500 08/01/2005 02/01/2015 Common Stock 2,500 $ 0 7,500 (4) D  
Employee Stock Options (3) $ 46.06 11/10/2005   A   2,386   05/10/2006 02/01/2015 Common Stock 2,386 $ 0 2,386 (4) D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
ROESKE RICHARD
ONE EAST WACKER DRIVE
CHICAGO, IL 60601		       Vice President & Principal Accounting Officer

Signatures

 Richard Roeske   11/14/2005
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) This reflects shares withheld by or surrendered, either actually or constructively, to the Issuer in payment of the exercise price and/or taxes due in connection with the exercise of options disclosed in Table II.
(2) Total includes shares acquired under a bank-sponsored dividend reinvestment plan, which are exempt from reporting by SEC Rule 16a-11.
(3) Rights to buy.
(4) Reporting person holds a total of 73,295 options under the Unitrin, Inc. 1990, 1997 and 2002 Stock Option Plans.

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