UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C.  20549

                                    Form 13F

                              Form 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: March 31, 2002

Check here if Amendment [  ]; Amendment Number:
This Amendment (Check only one.): [  ] is a restatement.
                                  [  ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:    UNITRIN, INC.
Address: One East Wacker Drive, 10th Floor

         Chicago, IL  60601

13F File Number:  28-02715

The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:      Richard Roeske
Title:     Vice President
Phone:     312-661-4600

Signature, Place, and Date of Signing:

     /s/ Richard Roeske     Chicago, IL     May 06, 2002


Report Type (Check only one.):

[ X]         13F HOLDINGS REPORT.

[  ]         13F NOTICE.

[  ]         13F COMBINATION REPORT.


List of Other Managers Reporting for this Manager:



I AM SIGNING THIS REPORT AS REQUIRED BY THE THE SECURITIES EXCHANGE
ACT OF 1934.


                              FORM 13F SUMMARY PAGE


Report Summary:

Number of Other Included Managers:         2

Form13F Information Table Entry Total:     105

Form13F Information Table Value Total:     $1,303,860 thousands


List of Other Included Managers:

List of Other Managers Reporting for this Manager:

Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional managers with respect to which this report is filed, other
than the manager filing this report.

No.  13F File Number               Name


01   28-00121                      TRINITY UNIVERSAL INSURANCE COMPANY
02   28-00117                      UNITED INSURANCE COMPANY OF AMERICA




                                    
                                                     FORM 13F INFORMATION TABLE
                                                             VALUE  SHARES/ SH/ PUT/ INVSTMT  OTHER            VOTING AUTHORITY
NAME OF ISSUER                 TITLE OF CLASS   CUSIP     (x$1000)  PRN AMT PRN CALL DSCRETN MANAGERS         SOLE   SHARED     NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
A T & T CORP                   COM              001957109      386    24608 SH       DEFINED                 24608        0        0
ABBOTT LABS                    COM              002824100     2630    50000 SH       OTHER   02                  0    50000        0
ABBOTT LABS                    COM              002824100      526    10000 SH       OTHER                       0    10000        0
ALLEGHENY ENERGY INC           COM              017361106     9180   222000 SH       DEFINED 02             222000        0        0
ALLEGHENY ENERGY INC           COM              017361106     1819    44000 SH       DEFINED                 44000        0        0
ALLEGHENY ENERGY INC           COM              017361106     7360   178000 SH       DEFINED 01             178000        0        0
AMERICAN ELEC PWR INC          COM              025537101      246     5334 SH       DEFINED                  5334        0        0
AMERICAN EXPRESS CO            COM              025816109      819    20000 SH       OTHER   02                  0    20000        0
AMERICAN INTL GROUP INC        COM              026874107      613     8500 SH       OTHER                       0     8500        0
AMERICAN INTL GROUP INC        COM              026874107     2164    30000 SH       OTHER   02                  0    30000        0
AOL TIME WARNER INC            COM              00184A105      355    15000 SH       OTHER                       0    15000        0
AOL TIME WARNER INC            COM              00184A105      828    35000 SH       OTHER   02                  0    35000        0
BAKER HUGHES INC               COM              057224107   115232  3012600 SH       DEFINED 01            3012600        0        0
BARCLAYS BK PLC                AM DEP NT RCPT   06738C836     3996   159000 SH       DEFINED 02             159000        0        0
BELLSOUTH CORP                 COM              079860102     2027    55000 SH       OTHER   02                  0    55000        0
BELLSOUTH CORP                 COM              079860102      442    12000 SH       OTHER                       0    12000        0
BP PLC                         SPONSORED ADR    055622104      664    12500 SH       OTHER                       0    12500        0
BP PLC                         SPONSORED ADR    055622104     3186    60000 SH       OTHER   02                  0    60000        0
CHEVRONTEXACO CORP             COM              166764100     2076    23000 SH       OTHER   02                  0    23000        0
CHEVRONTEXACO CORP             COM              166764100      587     6500 SH       OTHER                       0     6500        0
CITIGROUP INC                  COM              172967101     3466    70000 SH       OTHER   02                  0    70000        0
CITIGROUP INC                  COM              172967101      571    11531 SH       DEFINED                 11531        0        0
CITIGROUP INC                  COM              172967101     3036    61315 SH       DEFINED 02              61315        0        0
CITIGROUP INC                  COM              172967101      891    18000 SH       OTHER                       0    18000        0
CITIGROUP INC                  COM              172967101      495     9994 SH       DEFINED 01               9994        0        0
COCA COLA CO                   COM              191216100     3920    75000 SH       OTHER   02                  0    75000        0
COCA COLA CO                   COM              191216100      941    18000 SH       OTHER                       0    18000        0
COLGATE PALMOLIVE CO           COM              194162103     1429    25000 SH       OTHER   02                  0    25000        0
COLGATE PALMOLIVE CO           COM              194162103      400     7000 SH       OTHER                       0     7000        0
DELPHI CORP                    COM              247126105      224    13978 SH       DEFINED                 13978        0        0
EMC CORP MASS                  COM              268648102      298    25000 SH       OTHER   02                  0    25000        0
EMC CORP MASS                  COM              268648102      119    10000 SH       OTHER                       0    10000        0
EMERSON ELEC CO                COM              291011104      143     2500 SH       OTHER                       0     2500        0
EMERSON ELEC CO                COM              291011104     1148    20000 SH       OTHER   02                  0    20000        0
EXXON MOBIL CORP               COM              30231G102     1552    35400 SH       OTHER                       0    35400        0
EXXON MOBIL CORP               COM              30231G102     6575   150000 SH       OTHER   02                  1    50000        0
FEDERAL HOME LN MTG            COM              313400301     2535    40000 SH       OTHER   02                  0    40000        0
FEDERAL HOME LN MTG            COM              313400301      634    10000 SH       OTHER                       0    10000        0
FEDERAL NATL MTG ASSN          COM              313586109     3994    50000 SH       OTHER   02                  0    50000        0
FEDERAL NATL MTG ASSN          COM              313586109      799    10000 SH       OTHER                       0    10000        0
FORD MTR CO DEL                COM PAR $0.01    345370860      750    45452 SH       DEFINED 01              45452        0        0
FORD MTR CO DEL                COM PAR $0.01    345370860      865    52445 SH       DEFINED                 52445        0        0
FORD MTR CO DEL                COM PAR $0.01    345370860     4598   278833 SH       DEFINED 02             278833        0        0
GENERAL ELEC CO                COM              369604103     1798    48000 SH       DEFINED                 48000        0        0
GENERAL ELEC CO                COM              369604103     1311    35000 SH       OTHER                       0    35000        0
GENERAL ELEC CO                COM              369604103     4494   120000 SH       OTHER   02                  1    20000        0
GENERAL MTRS CORP              COM              370442105     1209    20000 SH       DEFINED                 20000        0        0
GOLDMAN SACHS GROUP            COM              38141G104      451     5000 SH       SOLE                     5000        0        0
HARTFORD FINL SVCS GROUP       COM              416515104    33120   486200 SH       DEFINED 02             486200        0        0
INTEL CORP                     COM              458140100      912    30000 SH       OTHER                       0    30000        0
INTEL CORP                     COM              458140100     4105   135000 SH       OTHER   02                  1    35000        0
INTERNATIONAL BUSINESS MACH    COM              459200101      520     5000 SH       OTHER                       0     5000        0
INTERNATIONAL BUSINESS MACH    COM              459200101     2080    20000 SH       OTHER   02                  0    20000        0
ITT INDS INC IND               COM              450911102    15325   243100 SH       DEFINED 02             243100        0        0
J P MORGAN CHASE & CO          COM              46625H100      535    15000 SH       OTHER                       0    15000        0
J P MORGAN CHASE & CO          COM              46625H100     2139    60000 SH       OTHER   02                  0    60000        0
JOHNSON & JOHNSON              COM              478160104     3572    55000 SH       OTHER   02                  0    55000        0
JOHNSON & JOHNSON              COM              478160104      909    14000 SH       OTHER                       0    14000        0
KRAFT FOODS INC                CL A             50075N104     1198    31000 SH       DEFINED 02              31000        0        0
KRAFT FOODS INC                CL A             50075N104     2899    75000 SH       OTHER   02                  0    75000        0
KRAFT FOODS INC                CL A             50075N104      773    20000 SH       OTHER                       0    20000        0
LIBERTY ALL STAR EQUITY FD     SH BEN INT       530158104     1762   160183 SH       DEFINED                160183        0        0
LILLY ELI & CO                 COM              532457108      762    10000 SH       OTHER                       0    10000        0
LILLY ELI & CO                 COM              532457108     2286    30000 SH       OTHER   02                  0    30000        0
LUCENT TECHNOLOGIES INC        COM              549463107      101    21264 SH       DEFINED                 21264        0        0
MARSH & MCLENNAN COS INC       COM              571748102      902     8000 SH       OTHER                       0     8000        0
MARSH & MCLENNAN COS INC       COM              571748102     2819    25000 SH       OTHER   02                  0    25000        0
MCDONALDS CORP                 COM              580135101     1526    55000 SH       OTHER   02                  0    55000        0
MCDONALDS CORP                 COM              580135101      416    15000 SH       OTHER                       0    15000        0
MCGRAW HILL COS INC            COM              580645109     2048    30000 SH       OTHER   02                  0    30000        0
MCGRAW HILL COS INC            COM              580645109      683    10000 SH       OTHER                       0    10000        0
MERCK & CO INC                 COM              589331107      806    14000 SH       OTHER                       0    14000        0
MERCK & CO INC                 COM              589331107     3743    65000 SH       OTHER   02                  0    65000        0
MICROSOFT CORP                 COM              594918104      603    10000 SH       OTHER                       0    10000        0
MICROSOFT CORP                 COM              594918104     2412    40000 SH       OTHER   02                  0    40000        0
MISSISSIPPI VY BANCSHARES      COM              605720101     1472    36618 SH       DEFINED                 36618        0        0
NORTHROP GRUMMAN CORP          COM              666807102   377145  3336092 SH       DEFINED 02            3336092        0        0
NORTHROP GRUMMAN CORP          COM              666807102   489415  4329189 SH       DEFINED 01            4329189        0        0
PEPSICO INC                    COM              713448108      778    15100 SH       OTHER                       0    15100        0
PEPSICO INC                    COM              713448108     3090    60000 SH       OTHER   02                  0    60000        0
PFIZER INC                     COM              717081103     1391    35000 SH       OTHER                       0    35000        0
PFIZER INC                     COM              717081103     6358   160000 SH       OTHER   02                  1    60000        0
PHILIP MORRIS COS INC          COM              718154107     7901   150000 SH       OTHER   02                  1    50000        0
PHILIP MORRIS COS INC          COM              718154107     2107    40000 SH       OTHER                       0    40000        0
PROCTER & GAMBLE CO            COM              742718109     1802    20000 SH       OTHER   02                  0    20000        0
SBC COMMUNICATIONS INC         COM              78387G103     2059    55000 SH       OTHER   02                  0    55000        0
SBC COMMUNICATIONS INC         COM              78387G103      449    12000 SH       OTHER                       0    12000        0
SOUTHERN CO                    COM              842587107      530    20000 SH       DEFINED                 20000        0        0
SUNTRUST BKS INC               COM              867914103     2002    30000 SH       OTHER   02                  0    30000        0
SUNTRUST BKS INC               COM              867914103      541     8100 SH       OTHER                       0     8100        0
TARGET CORP                    COM              87612E106     1725    40000 SH       OTHER   02                  0    40000        0
TARGET CORP                    COM              87612E106      431    10000 SH       OTHER                       0    10000        0
UNITED PARCEL SERVICE INC      CL B             911312106     1216    20000 SH       OTHER   02                  0    20000        0
UNITED PARCEL SERVICE INC      CL B             911312106      304     5000 SH       OTHER                       0     5000        0
UNOVA INC                      COM              91529B106    45463  5711449 SH       DEFINED 01            5711449        0        0
UNOVA INC                      COM              91529B106    55293  6946315 SH       DEFINED 02            6946315        0        0
VERIZON COMMUNICATIONS         COM              92343V104      461    10000 SH       OTHER   02                  0    10000        0
VERIZON COMMUNICATIONS         COM              92343V104      231     5000 SH       OTHER                       0     5000        0
VIACOM INC                     CL B             925524308      967    20000 SH       OTHER   02                  0    20000        0
VISTEON CORP                   COM              92839U107      121     7331 SH       DEFINED                  7331        0        0
VISTEON CORP                   COM              92839U107      346    20883 SH       DEFINED 02              20883        0        0
WAL MART STORES INC            COM              931142103     3065    50000 SH       OTHER   02                  0    50000        0
WAL MART STORES INC            COM              931142103      736    12000 SH       OTHER                       0    12000        0
WALGREEN CO                    COM              931422109      784    20000 SH       OTHER                       0    20000        0
WALGREEN CO                    COM              931422109     2939    75000 SH       OTHER   02                  0    75000        0