UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C.  20549

                                    Form 13F

                              Form 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: 12/31/2001

Check here if Amendment [  ]; Amendment Number:
This Amendment (Check only one.): [  ] is a restatement.
                                  [  ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:    UNITRIN, INC.
Address: One East Wacker Drive, 10th Floor

         Chicago, IL  60601

13F File Number:  28-02715

The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:      Richard Roeske
Title:     Vice President
Phone:     312-661-4600

Signature, Place, and Date of Signing:

     /s/ Richard Roeske     Chicago, IL     February 12, 2002


Report Type (Check only one.):

[ X]         13F HOLDINGS REPORT.

[  ]         13F NOTICE.

[  ]         13F COMBINATION REPORT.


List of Other Managers Reporting for this Manager:



I AM SIGNING THIS REPORT AS REQUIRED BY THE THE SECURITIES EXCHANGE
ACT OF 1934.


                              FORM 13F SUMMARY PAGE


Report Summary:

Number of Other Included Managers:         2

Form13F Information Table Entry Total:     104

Form13F Information Table Value Total:     $1,148,644 thousands


List of Other Included Managers:

List of Other Managers Reporting for this Manager:

Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional managers with respect to which this report is filed, other
than the manager filing this report.

No.  13F File Number               Name


01   28-00121                      TRINITY UNIVERSAL INSURANCE COMPANY
02   28-00117                      UNITED INSURANCE COMPANY OF AMERICA




                                    
                                                     FORM 13F INFORMATION TABLE
                              TITLE
                              OF                          VALUE SHARES/ SH/PUT/INVSTMTOTHER             VOTING AUTHORITY
NAME OF ISSUER                CLASS           CUSIP    (x$1000) PRN AMT PRNCALLDSCRETNMANAGERS        SOLE  SHARED    NONE
------------------------------------------------------------------------------------------------------------------------------------
A T & T CORP                  COM             001957109     446   24608 SH     DEFINED               24608       0       0
ABBOTT LABS                   COM             002824100    1951   35000 SH     OTHER  02                 0   35000       0
ABBOTT LABS                   COM             002824100     558   10000 SH     OTHER                     0   10000       0
ALLEGHENY ENERGY INC          COM             017361106    1594   44000 SH     DEFINED               44000       0       0
ALLEGHENY ENERGY INC          COM             017361106    6447  178000 SH     DEFINED01            178000       0       0
ALLEGHENY ENERGY INC          COM             017361106    8041  222000 SH     DEFINED02            222000       0       0
AMERICAN ELEC PWR INC         COM             025537101     232    5334 SH     DEFINED                5334       0       0
AMERICAN EXPRESS CO.          COM             025816109     714   20000 SH     OTHER  02                 0   20000       0
AMERICAN INTL GROUP INC       COM             026874107     675    8500 SH     OTHER                     0    8500       0
AMERICAN INTL GROUP INC       COM             026874107    2382   30000 SH     OTHER  02                 0   30000       0
AOL TIME WARNER INC           COM             00184A105     482   15000 SH     OTHER                     0   15000       0
AOL TIME WARNER INC           COM             00184A105    1124   35000 SH     OTHER  02                 0   35000       0
BAKER HUGHES INC.             COM             057224107  112787 3092600 SH     DEFINED01           3092600       0       0
BARCLAYS BK PLC               AM DEP NT RCPT  06738C836    4172  159000 SH     DEFINED02            159000       0       0
BELLSOUTH CORP                COM             079860102     954   25000 SH     OTHER  02                 0   25000       0
BELLSOUTH CORP                COM             079860102     458   12000 SH     OTHER                     0   12000       0
BP  PLC                       SPONSORED ADR   055622104    2093   45000 SH     OTHER  02                 0   45000       0
BP  PLC                       SPONSORED ADR   055622104     558   12000 SH     OTHER                     0   12000       0
CHEVRONTEXACO CORP            COM             166764100    2061   23000 SH     OTHER  02                 0   23000       0
CHEVRONTEXACO CORP            COM             166764100     582    6500 SH     OTHER                     0    6500       0
CITIGROUP INC                 COM             172967101    3029   60000 SH     OTHER  02                 0   60000       0
CITIGROUP INC                 COM             172967101     505    9994 SH     DEFINED01              9994       0       0
CITIGROUP INC                 COM             172967101    3095   61315 SH     DEFINED02             61315       0       0
CITIGROUP INC                 COM             172967101     582   11531 SH     DEFINED               11531       0       0
CITIGROUP INC                 COM             172967101     909   18000 SH     OTHER                     0   18000       0
COCA COLA CO                  COM             191216100     849   18000 SH     OTHER                     0   18000       0
COCA COLA CO                  COM             191216100    2829   60000 SH     OTHER  02                 0   60000       0
COLGATE PALMOLIVE CO          COM             194162103     404    7000 SH     OTHER                     0    7000       0
COLGATE PALMOLIVE CO          COM             194162103    1155   20000 SH     OTHER  02                 0   20000       0
DELPHI AUTOMOTIVE SYS CORP    COM             247126105     191   13978 SH     DEFINED               13978       0       0
E M C CORP MASS               COM             268648102     336   25000 SH     OTHER  02                 0   25000       0
E M C CORP MASS               COM             268648102     134   10000 SH     OTHER                     0   10000       0
EMERSON ELEC CO               COM             291011104    1142   20000 SH     OTHER  02                 0   20000       0
EXXON MOBIL CORP              COM             30231G102    5502  140000 SH     OTHER  02                 0  140000       0
EXXON MOBIL CORP              COM             30231G102    1391   35400 SH     OTHER                     0   35400       0
FEDERAL HOME LN MTG CORP      COM             313400301    2158   33000 SH     OTHER  02                 0   33000       0
FEDERAL HOME LN MTG CORP      COM             313400301     654   10000 SH     OTHER                     0   10000       0
FEDERAL NATL MTG ASSN         COM             313586109     795   10000 SH     OTHER                     0   10000       0
FEDERAL NATL MTG ASSN         COM             313586109    3180   40000 SH     OTHER  02                 0   40000       0
FORD MTR CO DEL               COM PAR $0.01   345370860     715   45452 SH     DEFINED01             45452       0       0
FORD MTR CO DEL               COM PAR $0.01   345370860    4383  278833 SH     DEFINED02            278833       0       0
FORD MTR CO DEL               COM PAR $0.01   345370860     824   52445 SH     DEFINED               52445       0       0
GENERAL ELEC CO               COM             369604103    3607   90000 SH     OTHER  02                 0   90000       0
GENERAL ELEC CO               COM             369604103    1403   35000 SH     OTHER                     0   35000       0
GENERAL ELEC CO               COM             369604103    1924   48000 SH     DEFINED               48000       0       0
GENERAL MTRS CORP             COM             370442105     972   20000 SH     DEFINED               20000       0       0
GOLDMAN SACHS GROUP INC       COM             38141G104     464    5000 SH     SOLE                   5000       0       0
HARTFORD FINL SVCS GROUP INC  COM             416515104   30548  486200 SH     DEFINED02            486200       0       0
INTEL CORP                    COM             458140100    3145  100000 SH     OTHER  02                 0  100000       0
INTEL CORP                    COM             458140100     944   30000 SH     OTHER                     0   30000       0
INTERNATIONAL BUSINESS MACHS  COM             459200101     605    5000 SH     OTHER                     0    5000       0
INTERNATIONAL BUSINESS MACHS  COM             459200101    1210   10000 SH     OTHER  02                 0   10000       0
ITT INDS INC IND              COM             450911102   12277  243100 SH     DEFINED02            243100       0       0
J P MORGAN CHASE & CO         COM             46625H100    1636   45000 SH     OTHER  02                 0   45000       0
J P MORGAN CHASE & CO         COM             46625H100     545   15000 SH     OTHER                     0   15000       0
JOHNSON & JOHNSON             COM             478160104    2955   50000 SH     OTHER  02                 0   50000       0
JOHNSON & JOHNSON             COM             478160104     827   14000 SH     OTHER                     0   14000       0
KRAFT FOODS INC               CL A            50075N104    2212   65000 SH     OTHER  02                 0   65000       0
KRAFT FOODS INC               CL A            50075N104    1055   31000 SH     DEFINED02             31000       0       0
KRAFT FOODS INC               CL A            50075N104     681   20000 SH     OTHER                     0   20000       0
LIBERTY ALL STAR EQUITY FD    SH BEN INT      530158104    1776  160183 SH     DEFINED              160183       0       0
LILLY ELI & CO                COM             532457108    2356   30000 SH     OTHER  02                 0   30000       0
LILLY ELI & CO                COM             532457108     785   10000 SH     OTHER                     0   10000       0
LUCENT TECHNOLOGIES INC.      COM             549463107     134   21264 SH     DEFINED               21264       0       0
MARSH & MCLENNAN COS INC      COM             571748102    2686   25000 SH     OTHER  02                 0   25000       0
MARSH & MCLENNAN COS INC      COM             571748102     860    8000 SH     OTHER                     0    8000       0
MCDONALDS CORP                COM             580135101     397   15000 SH     OTHER                     0   15000       0
MCDONALDS CORP                COM             580135101    1456   55000 SH     OTHER  02                 0   55000       0
MCGRAW HILL COS INC           COM             580645109    1525   25000 SH     OTHER  02                 0   25000       0
MCGRAW HILL COS INC           COM             580645109     610   10000 SH     OTHER                     0   10000       0
MERCK & CO INC                COM             589331107    2940   50000 SH     OTHER  02                 0   50000       0
MERCK & CO INC                COM             589331107     823   14000 SH     OTHER                     0   14000       0
MICROSOFT CORP                COM             594918104    2319   35000 SH     OTHER  02                 0   35000       0
MICROSOFT CORP                COM             594918104     663   10000 SH     OTHER                     0   10000       0
MISSISSIPPI VY BANCSHARES INC COM             605720101    1435   36618 SH     DEFINED               36618       0       0
NORTHROP GRUMMAN CORP         COM             666807102  336311 3336092 SH     DEFINED02           3336092       0       0
NORTHROP GRUMMAN CORP         COM             666807102  436426 4329189 SH     DEFINED01           4329189       0       0
PEPSICO INC                   COM             713448108     730   15000 SH     OTHER                     0   15000       0
PEPSICO INC                   COM             713448108    2435   50000 SH     OTHER  02                 0   50000       0
PFIZER INC                    COM             717081103    4384  110000 SH     OTHER  02                 0  110000       0
PFIZER INC                    COM             717081103    1395   35000 SH     OTHER                     0   35000       0
PHILIP MORRIS COS INC         COM             718154107    6419  140000 SH     OTHER  02                 0  140000       0
PHILIP MORRIS COS INC         COM             718154107    1834   40000 SH     OTHER                     0   40000       0
SBC COMMUNICATIONS INC        COM             78387G103     979   25000 SH     OTHER  02                 0   25000       0
SBC COMMUNICATIONS INC        COM             78387G103     470   12000 SH     OTHER                     0   12000       0
SOUTHERN CO                   COM             842587107     507   20000 SH     DEFINED               20000       0       0
SUNTRUST BKS INC              COM             867914103     502    8000 SH     OTHER                     0    8000       0
SUNTRUST BKS INC              COM             867914103    1881   30000 SH     OTHER  02                 0   30000       0
TARGET CORP                   COM             87612E106     411   10000 SH     OTHER                     0   10000       0
TARGET CORP                   COM             87612E106    1026   25000 SH     OTHER  02                 0   25000       0
UNITED PARCEL SERVICE INC     CL B            911312106     981   18000 SH     OTHER  02                 0   18000       0
UNITED PARCEL SERVICE INC     CL B            911312106     273    5000 SH     OTHER                     0    5000       0
UNOVA INC                     COM             91529B106   31616 5450988 SH     DEFINED02           5450988       0       0
UNOVA INC                     COM             91529B106    8673 1495327 SH     DEFINED             1495327       0       0
UNOVA INC                     COM             91529B106   33126 5711449 SH     DEFINED01           5711449       0       0
VERIZON COMMUNICATIONS        COM             92343V104     475   10000 SH     OTHER  02                 0   10000       0
VERIZON COMMUNICATIONS        COM             92343V104     237    5000 SH     OTHER                     0    5000       0
VIACOM INC                    CL B            925524308     883   20000 SH     OTHER  02                 0   20000       0
VISTEON CORP                  COM             92839U107     110    7331 SH     DEFINED                7331       0       0
VISTEON CORP                  COM             92839U107     314   20883 SH     DEFINED02             20883       0       0
WAL MART STORES INC           COM             931142103    2014   35000 SH     OTHER  02                 0   35000       0
WAL MART STORES INC           COM             931142103     691   12000 SH     OTHER                     0   12000       0
WALGREEN CO                   COM             931422109    2020   60000 SH     OTHER  02                 0   60000       0
WALGREEN CO                   COM             931422109     673   20000 SH     OTHER                     0   20000       0